Next earnings date: 22 Oct 2025
Bread Financial Holdings, Inc. – LSE:0HCR.L
Bread Financial Holdings stock price today
Bread Financial Holdings stock price monthly change
Bread Financial Holdings stock price quarterly change
Bread Financial Holdings stock price yearly change
Bread Financial Holdings key metrics
Market Cap | 3.07B |
Enterprise value | 7.66B |
P/E | 9.87 |
EV/Sales | 1.75 |
EV/EBITDA | 22.67 |
Price/Sales | 0.70 |
Price/Book | 0.98 |
PEG ratio | 1.28 |
EPS | 7.97 |
Revenue | 4.9B |
EBITDA | 114M |
Income | 396M |
Revenue Q/Q | -2.97% |
Revenue Y/Y | 19.33% |
Profit margin | 7.15% |
Oper. margin | 12.52% |
Gross margin | 99.01% |
EBIT margin | 12.52% |
EBITDA margin | 2.33% |
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Bread Financial Holdings stock forecast
Bread Financial Holdings financial statements
| Jun 2023 | 1.15B | 48M | 4.15% |
|---|---|---|---|
| Sep 2023 | 1.25B | 171M | 13.68% |
| Dec 2023 | 1.25B | 43M | 3.43% |
| Mar 2024 | 1.23B | 134M | 10.82% |
| Sep 2025 | 970.60M | 108.94M | 11.22% |
|---|---|---|---|
| Dec 2025 | 997.95M | 39.74M | 3.98% |
| Mar 2026 | 964M | 153.26M | 15.9% |
| Mar 2026 | 982M | 174.19M | 17.74% |
Analysts Price target
Financials & Ratios estimates
| 2024-10-24 | 1.94 | 0.03922 |
|---|
| Payout ratio | 13.46% |
|---|
| 2019 | 2.88% |
|---|---|
| 2020 | 2.33% |
| 2021 | 1.26% |
| 2022 | 2.34% |
| 2023 | 2.58% |
| Jun 2023 | 21609000000 | 18.87B | 87.34% |
|---|---|---|---|
| Sep 2023 | 21608000000 | 18.74B | 86.75% |
| Dec 2023 | 23247000000 | 20.32B | 87.45% |
| Mar 2024 | 22299000000 | 19.26B | 86.4% |
| Jun 2023 | 343M | -281M | -343M |
|---|---|---|---|
| Sep 2023 | 629M | -281M | -304M |
| Dec 2023 | 617M | -1.79B | 1.39B |
| Mar 2024 | 447M | 720M | -975M |
Bread Financial Holdings alternative data
| Aug 2023 | 7,500 |
|---|---|
| Sep 2023 | 7,500 |
| Oct 2023 | 7,500 |
| Nov 2023 | 7,500 |
| Dec 2023 | 7,500 |
| Jan 2024 | 7,500 |
| Feb 2024 | 7,500 |
| Mar 2024 | 7,000 |
| Apr 2024 | 7,000 |
| May 2024 | 7,000 |
| Jun 2024 | 7,000 |
| Jul 2024 | 7,000 |
Bread Financial Holdings other data
| Insider | Compensation |
|---|---|
| Mr. Charles L. Horn (1961) Executive Vice President & Senior Advisor | $2,620,000 |
| Mr. Joseph L. Motes III (1962) Executive Vice President, Chief Admin. Officer, Gen. Counsel & Sec. | $948,400 |
| Ms. Laura Santillan (1972) Senior Vice President & Chief Accounting Officer | $880,810 |
| Mr. John Jeffrey Chesnut (1973) Senior Vice President & Treasurer | $669,460 |
| Mr. Timothy P. King (1963) Executive Vice President & Chief Financial Officer | $487,370 |
Ms. Tiffany Louder Investor Relations | |
| Mr. Ralph J. Andretta Chief Executive Officer, Pres & Director | |
Mr. Greg Betchkal Chief Risk Officer | |
Jami S. Dewolf Chief Marketing Officer of Card Services Bus. for Alliance Data | |
Ms. Claudia Mennen-Vermeule Interim Chief Executive Officer of BrandLoyalty |
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What's the price of Bread Financial Holdings stock today?
One share of Bread Financial Holdings stock can currently be purchased for approximately $212.69.
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When is Bread Financial Holdings's next earnings date?
Bread Financial Holdings, Inc. is estimated to report earnings on Wednesday, 22 Oct 2025.
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Does Bread Financial Holdings pay dividends?
Yes, Bread Financial Holdings pays dividends and its trailing 12-month yield is 1.36% with 13% payout ratio. The last Bread Financial Holdings stock dividend of $0.21 was paid on 18 Sep 2020.
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How much money does Bread Financial Holdings make?
Bread Financial Holdings has a market capitalization of 3.07B and it's past years’ income statements indicate that its last revenue has decreased compared to the previous period by 29.31% to 3.06B US dollars. Bread Financial Holdings earned 718M US dollars in net income (profit) last year or $0.04 on an earnings per share basis.
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What is Bread Financial Holdings's stock symbol?
Bread Financial Holdings, Inc. is traded on the LSE under the ticker symbol "0HCR.L".
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What is Bread Financial Holdings's primary industry?
Company operates in the Technology sector and Software - Services industry.
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How do i buy shares of Bread Financial Holdings?
Shares of Bread Financial Holdings can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
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Who are Bread Financial Holdings's key executives?
Bread Financial Holdings's management team includes the following people:
- Mr. Charles L. Horn Executive Vice President & Senior Advisor(age: 64, pay: $2,620,000)
- Mr. Joseph L. Motes III Executive Vice President, Chief Admin. Officer, Gen. Counsel & Sec.(age: 63, pay: $948,400)
- Ms. Laura Santillan Senior Vice President & Chief Accounting Officer(age: 53, pay: $880,810)
- Mr. John Jeffrey Chesnut Senior Vice President & Treasurer(age: 52, pay: $669,460)
- Mr. Timothy P. King Executive Vice President & Chief Financial Officer(age: 62, pay: $487,370)
- Ms. Tiffany Louder Investor Relations
- Mr. Ralph J. Andretta Chief Executive Officer, Pres & Director
- Mr. Greg Betchkal Chief Risk Officer
- Jami S. Dewolf Chief Marketing Officer of Card Services Bus. for Alliance Data
- Ms. Claudia Mennen-Vermeule Interim Chief Executive Officer of BrandLoyalty
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How many employees does Bread Financial Holdings have?
As Jul 2024, Bread Financial Holdings employs 7,000 workers.
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When Bread Financial Holdings went public?
Bread Financial Holdings, Inc. is publicly traded company for more then 7 years since IPO on 29 Jan 2018.
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What is Bread Financial Holdings's official website?
The official website for Bread Financial Holdings is breadfinancial.com.
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Where are Bread Financial Holdings's headquarters?
Bread Financial Holdings is headquartered at 3095 Loyalty Circle, Columbus, OH.
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How can i contact Bread Financial Holdings?
Bread Financial Holdings's mailing address is 3095 Loyalty Circle, Columbus, OH and company can be reached via phone at +61 47294000.
Bread Financial Holdings company profile:
Bread Financial Holdings, Inc.
breadfinancial.comLSE
7,000
Software - Services
Technology
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio.
Columbus, OH 43219
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ISIN: US0185811082
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