Next earnings date: 14 Oct 2025

Discover Financial Services – LSE:0IBC.L

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$116.19

-59.21

-33.76%

Market closed

Open in about 7 hours

+33.52%

month

+33.52%

quarter

+56.47%

year

Market Cap	43.02B
Enterprise value	51.25B

P/E	13.73
EV/Sales	2.43
EV/EBITDA	19.32
Price/Sales	2.08
Price/Book	2.53
PEG ratio	-13.41
EPS	8.77

Revenue	19.18B
EBITDA	2.12B
Income	2.28B
Revenue Q/Q	51.10%
Revenue Y/Y	35.24%

Profit margin	15.19%
Oper. margin	39.28%
Gross margin	100%
EBIT margin	39.28%
EBITDA margin	11.08%

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Discover Financial Services (LSE:0IBC.L): Profit margin
Jun 2023	3.87B	901M	23.23%
Sep 2023	4.04B	683M	16.89%
Dec 2023	5.59B	388M	6.93%
Mar 2024	5.67B	308M	5.43%

Discover Financial Services Financials Estimate

Q Y

Discover Financial Services (LSE:0IBC.L): Analyst Estimates
Sep 2025	4.16B	911.88M	21.89%
Oct 2025	4.16B	828.41M	19.88%
Dec 2025	4.24B	794.67M	18.71%
Mar 2026	4.01B	1.27B	31.82%

Analysts Price target
Financials & Ratios estimates

Discover Financial Services (LSE:0IBC.L): Earnings per share (EPS)
2024-10-16	3.48	3.84

Discover Financial Services (LSE:0IBC.L): Payout ratio
Payout ratio	18.14%

Discover Financial Services (LSE:0IBC.L): Dividend Yield
2019	2.11%
2020	2.07%
2021	1.83%
2022	2.59%
2023	2.63%

Discover Financial Services (LSE:0IBC.L): Debt to assets
Jun 2023	138082000000	20.27B	14.68%
Sep 2023	143432000000	19.46B	13.57%
Dec 2023	151609000000	136.78B	90.22%
Mar 2024	152689000000	137.96B	90.36%

Discover Financial Services (LSE:0IBC.L): Cash Flow
Jun 2023	1.50B	-7.60B	4.57B
Sep 2023	2.38B	-5.83B	4.03B
Dec 2023	2.87B	-6.82B	6.44B
Mar 2024	1.84B	358M	514M

Discover Financial Services alternative data

Discover Financial Services
Employees

Discover Financial Services (LSE:0IBC.L): Employee count
Aug 2023	20,200
Sep 2023	20,200
Oct 2023	20,200
Nov 2023	20,200
Dec 2023	20,200
Jan 2024	20,200
Feb 2024	20,200
Mar 2024	21,100
Apr 2024	21,100
May 2024	21,100
Jun 2024	21,100
Jul 2024	21,100

Discover Financial Services
Executives

Insider	Age	Compensation
Ms. Wanjiku Juanita Walcott (1971) Executive Vice President, Chief Legal Officer & Gen. Counsel	54	$3,900,000
Mr. Roger Crosby Hochschild (1965) Chief Executive Officer, Pres & Director	60	$2,700,000
Ms. Diane E. Offereins (1958) Executive Vice President & Pres of Payment Services	67	$1,730,000
Ms. Julie A. Loeger (1964) Executive Vice President & Pres of US Cards	61	$1,690,000
Mr. John Thomas Greene (1966) Executive Vice President & Chief Financial Officer	59	$931,370
Ms. Leslie Sutton Vice President of Corporation Communications
Mr. R. Andrew Eichfeld Executive Vice President and Chief HR & Admin. Officer
Mr. Craig A. Streem Vice President of Investor Relations
Ms. Shifra Kolsky Chief Accounting Officer, Senior Vice President & Controller
Mr. Amir S. Arooni Executive Vice President & Chief Information Officer

Frequently Asked Questions (FAQ)

What's the price of Discover Financial Services stock today?

One share of Discover Financial Services stock can currently be purchased for approximately $116.19.
When is Discover Financial Services's next earnings date?

Discover Financial Services is estimated to report earnings on Tuesday, 14 Oct 2025.
Does Discover Financial Services pay dividends?

Yes, Discover Financial Services pays dividends and its trailing 12-month yield is 1.6% with 18% payout ratio. The last Discover Financial Services stock dividend of $0.44 was paid on 3 Sep 2020.
How much money does Discover Financial Services make?

Discover Financial Services has a market capitalization of 43.02B and it's past years’ income statements indicate that its last revenue has decreased compared to the previous period by 26.21% to 9.84B US dollars. Discover Financial Services earned 2.94B US dollars in net income (profit) last year or $3.84 on an earnings per share basis.
What is Discover Financial Services's stock symbol?

Discover Financial Services is traded on the LSE under the ticker symbol "0IBC.L".
What is Discover Financial Services's primary industry?

Company operates in the Financial Services sector and Financial - Diversified industry.
How do i buy shares of Discover Financial Services?

Shares of Discover Financial Services can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Who are Discover Financial Services's key executives?
Discover Financial Services's management team includes the following people:
- Ms. Wanjiku Juanita Walcott Executive Vice President, Chief Legal Officer & Gen. Counsel(age: 54, pay: $3,900,000)
- Mr. Roger Crosby Hochschild Chief Executive Officer, Pres & Director(age: 60, pay: $2,700,000)
- Ms. Diane E. Offereins Executive Vice President & Pres of Payment Services(age: 67, pay: $1,730,000)
- Ms. Julie A. Loeger Executive Vice President & Pres of US Cards(age: 61, pay: $1,690,000)
- Mr. John Thomas Greene Executive Vice President & Chief Financial Officer(age: 59, pay: $931,370)
- Ms. Leslie Sutton Vice President of Corporation Communications
- Mr. R. Andrew Eichfeld Executive Vice President and Chief HR & Admin. Officer
- Mr. Craig A. Streem Vice President of Investor Relations
- Ms. Shifra Kolsky Chief Accounting Officer, Senior Vice President & Controller
- Mr. Amir S. Arooni Executive Vice President & Chief Information Officer
How many employees does Discover Financial Services have?

As Jul 2024, Discover Financial Services employs 21,100 workers.
When Discover Financial Services went public?

Discover Financial Services is publicly traded company for more then 7 years since IPO on 29 Jan 2018.
What is Discover Financial Services's official website?

The official website for Discover Financial Services is discover.com.
Where are Discover Financial Services's headquarters?

Discover Financial Services is headquartered at 2500 Lake Cook Road, Riverwoods, IL.
How can i contact Discover Financial Services?

Discover Financial Services's mailing address is 2500 Lake Cook Road, Riverwoods, IL and company can be reached via phone at +224 4050900.

Discover Financial Services

discover.com

Exchange:

LSE

Full time employees:

21,100

Industry:

Financial - Diversified

Sector:

Financial Services

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

+224 4050900

2500 Lake Cook Road
Riverwoods, IL 60015

:
ISIN: US2547091080
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