Allegiance Bancshares
Financial ratios & Valuation

Historical Multiples (2013 – 2021)

2013 2014 2015 2016 2017 2018 2019 2020 2021 TTM Median
Valuation Ratios
Price/Earnings ratio
41.9931.8915.6820.3628.0213.6815.2115.4010.6324.1426.08
Price/Sales ratio
8.085.802.944.894.513.744.173.323.65N/A4.12
Price/Book Value ratio
2.612.170.951.661.610.721.130.921.061.201.40
Price/Cash Flow ratio
28.7420.2413.5116.9614.7811.0812.0411.488.0720.7415.87
Price/Free Cash Flow ratio
30.2723.7515.1117.9515.7811.9715.0613.018.30N/A13.88
Price/Earnings Growth ratio
N/A1.030.141.13-1.130.173.60-1.520.13-0.42-0.77
Dividend Yield
N/AN/A0.22%0.02%0.05%0.07%0.05%1.16%1.11%0.67%0.03%
Profitability Indicator Ratios
Gross Profit Margin
N/A100%100%100%100%100%100%100%100%100%100%
Operating Profit Margin
N/A39.24%38.26%45.55%38.48%54.95%62.06%45.08%52.50%44.80%42.02%
Pretax Profit Margin
30.09%27.97%27.99%34.08%24.08%33.20%34.40%26.54%42.12%36.01%29.08%
Net Profit Margin
19.24%18.21%18.75%24.03%16.09%27.37%27.44%21.59%34.39%29.39%20.06%
Effective Tax Rate
36.03%34.90%32.99%29.48%33.15%17.56%20.22%18.64%18.36%18.38%25.36%
Return on Assets
0.58%0.70%0.75%0.93%0.61%0.80%1.06%0.75%1.14%0.52%0.70%
Return On Equity
6.23%6.83%6.10%8.16%5.74%5.30%7.46%6.00%9.98%4.81%5.52%
Return on Capital Employed
N/A1.51%1.58%1.83%1.47%1.60%2.40%1.57%1.75%0.79%1.54%
Liquidity Ratios
Current Ratio
N/AN/A0.170.230.220.160.17N/AN/A1.17K0.23
Quick Ratio
N/A27.23K37.0324.304.08K1.43K995.791.83K2.86K1.35K2.75K
Cash ratio
N/A3.89K2.961.66298.5295.6480.03156.52432.12195.22246.87
Days of Sales Outstanding
30.6424.2528.2634.5740.6345.5529.2569.3351.3991.3637.60
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.900.000.020.120.110.050.030.040.020.890.11
Debt Equity Ratio
9.610.070.231.051.070.390.250.340.240.150.73
Long-term Debt to Capitalization
0.040.070.030.420.510.280.200.250.190.130.39
Total Debt to Capitalization
0.040.070.180.510.510.280.200.250.190.130.39
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/A1.43N/A5.09N/A
Cash Flow to Debt Ratio
1.991.400.300.090.100.160.360.230.540.370.09
Company Equity Multiplier
10.619.718.068.759.326.627.037.978.709.549.03
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.280.280.210.280.300.330.340.280.450.340.29
Free Cash Flow / Operating Cash Flow Ratio
0.940.850.890.940.930.920.790.880.970.990.94
Cash Flow Coverage Ratio
1.991.400.300.090.100.160.360.230.540.370.09
Short Term Coverage Ratio
N/AN/A0.360.32N/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/AN/A3.54%0.44%1.54%1.06%0.76%17.93%11.89%16.26%0.99%