American National Bankshares
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
N/A
Price/Sales ratio
N/A
Earnings per Share (EPS)
N/A

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
15.3114.7818.3821.7011.2919.939.579.4111.4419.8029.8611.29
Price/Sales ratio
3.683.554.724.753.524.492.853.643.603.735.813.52
Price/Book Value ratio
1.121.121.481.581.141.300.851.151.221.501.471.14
Price/Cash Flow ratio
11.9311.5418.5912.859.2612.7512.158.018.2228.2162.449.26
Price/Free Cash Flow ratio
12.7412.4923.9614.3210.2814.3013.718.178.4330.7976.1510.28
Price/Earnings Growth ratio
-0.802.171.98-3.150.23-0.840.250.20-0.59-0.830.290.23
Dividend Yield
3.70%3.62%2.75%2.53%3.41%2.63%4.11%2.88%3.08%2.46%0.62%2.63%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%99.99%100%100%
Operating Profit Margin
33.91%33.66%36.78%37.44%52.41%27.78%36.89%49.18%47.01%-1.51%-19.13%27.78%
Pretax Profit Margin
33.91%33.66%36.78%37.44%39.03%27.78%36.89%49.18%39.68%24.77%26.07%27.78%
Net Profit Margin
24.08%24.04%25.72%21.9%31.22%22.54%29.81%38.75%31.50%18.85%19.48%22.54%
Effective Tax Rate
28.99%28.58%30.06%41.51%20.00%18.86%19.19%21.20%20.60%23.89%25.28%20.00%
Return on Assets
0.94%0.97%0.97%0.83%1.21%0.84%0.98%1.30%1.12%0.84%0.55%0.84%
Return On Equity
7.33%7.60%8.09%7.32%10.14%6.52%8.89%12.26%10.71%7.62%5.10%6.52%
Return on Capital Employed
1.33%1.36%1.41%1.46%2.04%1.04%1.70%2.42%1.73%-0.09%-0.76%1.04%
Liquidity Ratios
Current Ratio
0.000.000.000.010.000.000.00N/AN/AN/A0.080.00
Quick Ratio
157.88138.5342.3941.76133.3326.560.961.146.770.080.0826.56
Cash ratio
11.3311.621.781.535.883.660.420.480.720.070.073.66
Days of Sales Outstanding
133.85115.16N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.020.020.030.020.010.010.010.000.040.040.040.01
Debt Equity Ratio
0.210.180.280.240.120.110.100.070.400.360.360.12
Long-term Debt to Capitalization
0.170.150.150.110.110.090.090.070.080.070.070.09
Total Debt to Capitalization
0.170.150.220.190.110.090.090.070.280.260.260.11
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A-0.82N/A
Cash Flow to Debt Ratio
0.430.510.270.490.980.910.661.800.370.140.060.91
Company Equity Multiplier
7.747.818.338.718.377.739.029.399.549.009.008.37
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.300.300.250.360.380.350.230.450.430.130.090.35
Free Cash Flow / Operating Cash Flow Ratio
0.930.920.770.890.900.890.880.980.970.910.810.89
Cash Flow Coverage Ratio
0.430.510.270.490.980.910.661.800.370.140.060.91
Short Term Coverage Ratio
N/AN/A0.801.07N/AN/AN/AN/A0.470.190.08N/A
Dividend Payout Ratio
56.80%53.64%50.70%54.98%38.54%52.44%39.41%27.17%35.27%48.75%56.24%38.54%