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METHODS AND SYSTEMS FOR PROVIDING TRANSITORY, COMMUNICATION-SPECIFIC ACCESS TO RECORDS TO DETERMINE RECORD MODIFICATIONS WHEN PROCESSING ELECTRONIC COMMUNICATIONS OVER COMPUTER NETWORKS

Abstract:

A method for providing transitory, communication-specific access to records to determine record modifications when processing electronic communications through an automated clearing house ("ACH") over computer networks. After receiving an ACH communication, the method may receive, via the source record, communication data from a communication provider indicating an attempted communication using an ACH communication format provided by the source record, wherein the communication data includes a communication processing load offset, data identifying the destination record, and data identifying a communication type.