one
Credit data analysis

Abstract:

A device may receive transaction data associated with a plurality of merchants. The transaction data may include a first set of transactions and, for each transaction included in the first set of transactions: data identifying a merchant and a method of payment. The device may identify, from the first set of transactions, a second set of transactions associated with a credit account method of payment from the first set of transactions. The device may train, based on the first set of transactions and the second set of transactions, a merchant model. The merchant model may be trained to: receive, as input, data identifying the merchant, and produce, as output, a measure of likelihood that the merchant accepts the credit account method of payment. The device may perform an action based on the merchant model.