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METHODS AND SYSTEMS FOR PROCESSING A TRANSACTION

Abstract:

A computer-implemented method for processing a transaction may include obtaining first activity data of an electronic device associated with a user, wherein the first activity data includes at least a first action pattern performed by the user with the electronic device; determining a status of the electronic device based on the first activity data, wherein the status of the electronic device includes an active status of the electronic device enabling the electronic device to process the transaction; obtaining second activity data of the electronic device based on the status of the electronic device, wherein the second activity data includes at least a second action pattern performed by the user with the electronic device; determining transaction data associated with the transaction based on the second activity data, wherein the transaction data includes at least a transaction amount of the transaction; and processing the transaction based on the transaction data.