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METHOD, DEVICE, AND SYSTEM FOR DETERMINING FINANCIAL PROFILE BASED ON AGGREGATED ELECTRONIC MEASSAGES

Abstract:

The present disclosure provides methods and systems for collecting and processing user transaction information for determining a financial profile associated with an income generating activity of a user. One exemplary method comprises: accessing email data associated with a user of an account associated with a financial service; monitoring a user financial profile by scanning the email data associated with the user and identifying email messages including transaction information associated with an income generating activity; extracting income information by determining an amount of payment to the user from the identified email messages; determining user income associated with the income generating activity within a previous period based on the extracted income information; and generating, based on the user income within the previous period, an output indicating an adjustment of at least one service term of the account of the financial service.