Assicurazioni Generali S.p.A.
Financial ratios & Valuation

Forward Multiples (2025 – 2028)

2025202620272028
Price/Earnings ratio
13.2712.4811.6310.74
Price/Sales ratio
N/AN/AN/AN/A
Earnings per Share (EPS)
$1.49$1.58$1.70$1.84

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
7.926.575.255.664.985.486.445.148.943.934.915.48
Price/Sales ratio
0.160.150.130.140.160.160.140.150.350.250.520.16
Price/Book Value ratio
0.570.560.440.470.480.510.370.491.600.500.710.48
Price/Cash Flow ratio
0.670.730.520.720.760.710.580.832.478.512.060.76
Price/Free Cash Flow ratio
0.670.740.560.720.780.740.590.492.639.484.240.78
Price/Earnings Growth ratio
-0.570.301.707.580.510.36-0.180.08-0.180.020.070.36
Dividend Yield
5.30%6.99%10.26%10.45%10.84%9.65%6.96%15.76%7.33%12.16%5.45%9.65%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%84.75%117.77%100%
Operating Profit Margin
3.58%3.97%3.95%5.25%6.54%4.22%3.96%4.47%6.14%98.31%24.35%6.54%
Pretax Profit Margin
3.58%3.97%3.95%4.48%5.07%4.05%4.36%4.93%6.52%9.74%7.86%5.07%
Net Profit Margin
2.02%2.36%2.60%2.56%3.39%3.02%2.24%3.06%4.00%6.54%5.36%3.39%
Effective Tax Rate
34.94%32.63%29.01%31.11%32.63%31.27%34.66%30.24%29.08%27.55%28.56%31.27%
Return on Assets
0.33%0.40%0.39%0.39%0.44%0.51%0.32%0.48%0.56%0.73%0.82%0.44%
Return On Equity
7.19%8.61%8.47%8.41%9.78%9.41%5.80%9.71%17.97%12.93%14.71%9.78%
Return on Capital Employed
0.60%0.69%0.63%0.80%0.86%0.73%0.57%0.71%0.87%11.05%3.72%0.86%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
28.3929.8815.5273.5971.2065.8454.4551.2837.73N/AN/A65.84
Cash ratio
0.820.880.351.531.641.391.241.210.95N/AN/A1.39
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/A147.64-90.67N/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A-147.6490.67N/A
Debt Ratios
Debt Ratio
0.030.030.020.020.020.020.020.020.030.060.060.02
Debt Equity Ratio
0.720.650.610.600.610.50.440.561.011.141.230.61
Long-term Debt to Capitalization
0.410.390.380.370.380.330.300.360.500.530.550.38
Total Debt to Capitalization
0.410.390.380.370.380.330.300.360.500.530.550.38
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A20.11N/A
Cash Flow to Debt Ratio
1.171.171.361.071.031.431.441.050.630.050.281.43
Company Equity Multiplier
21.6021.2421.2321.4121.8518.1418.1320.0032.0317.5517.8618.14
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.230.210.250.200.220.230.240.180.140.030.120.23
Free Cash Flow / Operating Cash Flow Ratio
10.990.9410.970.970.981.680.930.890.960.97
Cash Flow Coverage Ratio
1.171.171.361.071.031.431.441.050.630.050.281.43
Short Term Coverage Ratio
N/AN/A430.33N/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
42.03%46.00%53.96%59.19%54.09%52.92%44.89%81.13%65.55%47.86%49.57%52.92%