Auburn National Bancorporation
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
11.5613.7313.9918.0613.0519.4819.9414.247.8053.3698.0613.05
Price/Sales ratio
3.393.964.365.063.996.015.004.0424.963.182.896.01
Price/Book Value ratio
1.131.341.381.631.322.011.381.080.970.970.992.01
Price/Cash Flow ratio
8.179.9410.8715.079.5017.4915.289.297.356.279.1117.49
Price/Free Cash Flow ratio
8.8011.5812.2918.219.6920.99108.28-14.5720.546.5011.959.69
Price/Earnings Growth ratio
2.502.333.77-4.491.031.57-0.861.650.26-0.61-36.611.57
Dividend Yield
3.63%2.97%2.87%2.36%3.03%1.88%2.44%3.21%4.60%5.07%4.51%3.03%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%64.73%81.12%100%
Operating Profit Margin
61.43%55.46%58.72%53.91%50.86%38.37%30.48%33.40%470.87%29.15%22.99%38.37%
Pretax Profit Margin
40.30%39.18%43.08%41.05%38.14%38.37%30.48%33.40%397.30%2.64%1.76%38.37%
Net Profit Margin
29.33%28.83%31.20%28.05%30.57%30.86%25.08%28.42%319.91%5.97%2.95%30.86%
Effective Tax Rate
27.20%26.40%27.56%31.67%19.84%19.56%17.71%14.88%19.48%-125.72%-67.71%19.56%
Return on Assets
0.94%0.96%0.97%0.91%1.07%1.17%0.77%0.74%0.96%0.14%0.08%1.17%
Return On Equity
9.82%9.82%9.91%9.02%10.14%10.34%6.92%7.58%12.47%1.82%1.09%10.34%
Return on Capital Employed
1.98%1.85%8.19%7.81%8.93%6.84%4.86%7.76%8.57%6.23%1.82%6.84%
Liquidity Ratios
Current Ratio
0.490.480.480.470.41N/AN/AN/AN/AN/A0.14N/A
Quick Ratio
133.30155.870.880.000.420.460.540.520.470.080.140.46
Cash ratio
3.9315.690.120.090.050.100.100.080.020.040.120.05
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.010.000.000.00N/AN/AN/AN/A0.00N/AN/AN/A
Debt Equity Ratio
0.160.090.030.03N/AN/AN/AN/A0.03N/AN/AN/A
Long-term Debt to Capitalization
0.130.080.030.03N/AN/AN/AN/AN/AN/AN/AN/A
Total Debt to Capitalization
0.130.080.030.03N/AN/AN/AN/A0.03N/AN/AN/A
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.56N/A
Cash Flow to Debt Ratio
0.861.503.252.92N/AN/AN/AN/A4.10N/AN/AN/A
Company Equity Multiplier
10.4110.2210.129.819.398.798.8810.1312.9612.7411.749.39
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.410.390.400.330.420.340.320.433.390.500.310.34
Free Cash Flow / Operating Cash Flow Ratio
0.920.850.880.820.980.830.14-0.630.350.960.760.83
Cash Flow Coverage Ratio
0.861.503.252.92N/AN/AN/AN/A4.10N/AN/AN/A
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/A4.10N/AN/AN/A
Dividend Payout Ratio
42.07%40.79%40.23%42.72%39.59%36.70%48.80%45.80%35.95%270.68%442.84%39.59%