Alibaba Group Holding Limited
PAYMENT CHANNEL RECOMMENDATION

Abstract:

Implementations of the present specification disclose payment channel recommendation methods, apparatuses, and devices. The method includes the following: determining a target user, a target payment channel, and payment features in a current transaction when receiving a payment request; then determining a recommendation score of each target payment channel in the current transaction based on a predetermined mapping relationship; and then recommending the target payment channel based on the recommendation score, where the mapping relationship is used to represent a relationship between the payment channel and the recommendation score, and is predetermined through training on historical data of the payment features and historical data of payment result features, and the payment result features include result data specifying whether the payment channel is selected by a user and whether payment is successful.