Banco de Chile
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
0.010.01
Price/Sales ratio
0.000.00
Earnings per Share (EPS)
$2.08K$2.25K

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
11.0111.8813.6917.8216.8213.4318.198.516.191.49K1.76K16.82
Price/Sales ratio
3.964.034.376.055.343.983.803.052.89730.552.733.98
Price/Book Value ratio
2.562.422.612.873.022.251.961.591.84392.61416.453.02
Price/Cash Flow ratio
-29.78-4.0522.2111.68-10.696.4414.052.77-26.851.19K-7.94K6.44
Price/Free Cash Flow ratio
-25.48-3.9525.0912.27-10.136.8115.482.85-21.751.25K-31.166.81
Price/Earnings Growth ratio
0.523.75-2.68-33.794.16-41.97-0.820.110.07-15.03-10.05-41.97
Dividend Yield
5.65%5.53%4.84%3.35%3.73%4.47%4.79%3.26%6.02%0.04%0.00%4.47%
Profitability Indicator Ratios
Gross Profit Margin
100%100.69%99.11%100%97.55%100%100%100%100%186.32%106.58%97.55%
Operating Profit Margin
0.98%83.49%79.11%79.51%77.03%38.13%30.65%43.93%88.22%63.34%38.22%38.13%
Pretax Profit Margin
39.59%37.70%37.09%40.81%40.11%38.13%30.65%43.93%54.53%60.26%37.42%38.13%
Net Profit Margin
35.97%33.95%31.94%33.96%31.75%29.65%20.90%35.86%46.78%48.81%31.03%29.65%
Effective Tax Rate
9.14%9.94%13.88%16.78%20.83%22.24%21.38%18.37%16.36%18.99%17.64%22.24%
Return on Assets
2.13%1.78%1.74%1.75%1.65%1.43%0.87%1.53%2.61%2.46%2.50%1.65%
Return On Equity
23.31%20.40%19.12%16.13%18.00%16.80%10.77%18.77%29.75%26.23%24.40%18.00%
Return on Capital Employed
0.05%4.41%4.35%4.13%4.03%1.85%1.28%1.88%4.96%3.2%4.97%4.03%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/A0.300.36N/AN/AN/A0.74N/A
Quick Ratio
25.6823.8148.1142.4442.4355.2455.5186.5849.20N/A0.7455.24
Cash ratio
12.0815.5413.777.828.2514.9112.3520.799.19N/A0.1314.91
Days of Sales Outstanding
N/A0.72N/AN/A16.8719.4122.8820.35269.51N/A275.1216.87
Days of Inventory outstanding
N/AN/A-105.89KN/A-38.65KN/AN/AN/AN/AN/AN/A-38.65K
Operating Cycle
N/A0.72-105.89KN/A-38.64KN/AN/AN/AN/AN/A275.12-38.64K
Days of Payables Outstanding
N/A-3.86K3.48KN/A1.40KN/AN/AN/AN/A-50.61-670.58N/A
Cash Conversion Cycle
N/A3.86K-109.38KN/A-40.04KN/AN/AN/AN/A50.61945.71-40.04K
Debt Ratios
Debt Ratio
N/A0.160.220.230.250.250.190.170.180.180.230.25
Debt Equity Ratio
N/A1.932.492.162.722.942.452.142.121.982.182.94
Long-term Debt to Capitalization
N/A0.650.710.680.730.740.710.680.670.660.680.74
Total Debt to Capitalization
N/A0.650.710.680.730.740.710.680.670.660.680.74
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.90N/A
Cash Flow to Debt Ratio
N/A-0.300.040.11-0.100.110.050.26-0.030.16-0.02-0.10
Company Equity Multiplier
10.9011.4210.929.1810.8711.6912.3712.2411.3710.639.4411.69
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-0.13-0.990.190.51-0.490.610.271.09-0.100.61-0.06-0.49
Free Cash Flow / Operating Cash Flow Ratio
1.161.020.880.951.050.940.900.971.230.941.271.05
Cash Flow Coverage Ratio
N/A-0.300.040.11-0.100.110.050.26-0.030.16-0.02-0.10
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A-289.03N/A
Dividend Payout Ratio
62.27%65.73%66.39%59.78%62.88%60.08%87.27%27.77%37.33%63.09%63.01%62.88%