1895 Bancorp of Wisconsin
Financial ratios & Valuation

Historical Multiples (2015 – 2023)

2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
80.5524.5018.51-1.61K148.6546.21774.09-390.21-5.69-112.2397.43
Price/Sales ratio
3.652.012.071.984.293.163.873.563.762.093.73
Price/Book Value ratio
1.670.820.780.801.131.010.720.760.530.661.07
Price/Cash Flow ratio
N/A18.2693.95-44.9870.5549.8824.2922.34-54.5515.9860.22
Price/Free Cash Flow ratio
N/A25.56-157.56-16.43240.0965.3026.6924.08-25.4317.79152.69
Price/Earnings Growth ratio
N/A0.100.5515.98-0.110.22-8.271.39-0.000.787.93
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%N/A100%
Operating Profit Margin
100%25.80%10.53%26.11%2.83%15.87%-0.25%11.22%-23.09%N/A9.35%
Pretax Profit Margin
4.53%8.21%-12.19%-1.26%2.83%15.87%0.12%-1.97%-62.31%-3.39%9.35%
Net Profit Margin
4.53%8.21%11.21%-0.12%2.89%6.84%0.50%-0.91%-66.08%-1.86%4.86%
Effective Tax Rate
N/AN/A192.01%90.30%-2.04%56.86%-304.76%53.60%-6.05%45.04%21.50%
Return on Assets
0.17%0.27%0.35%-0.00%0.10%0.25%0.01%-0.02%-1.21%-0.08%0.17%
Return On Equity
2.07%3.35%4.25%-0.04%0.76%2.19%0.09%-0.19%-9.33%-0.55%1.48%
Return on Capital Employed
5.81%0.87%0.33%0.83%0.10%0.59%-0.00%0.33%-0.42%N/A0.34%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
0.06413.15342.28224.86250.681.31K2.27K205.53N/AN/A783.89
Cash ratio
-0.0527.0536.7520.9129.88480.74612.8789.44N/AN/A255.31
Days of Sales Outstanding
N/A27.8029.9626.1122.6317.3020.3828.3455.1919.2819.97
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.070.100.070.060.040.130.100.130.100.860.05
Debt Equity Ratio
0.851.290.880.780.301.130.600.940.776.200.54
Long-term Debt to Capitalization
0.460.560.470.440.230.530.370.480.43N/A0.38
Total Debt to Capitalization
0.460.560.470.440.230.530.370.480.43N/A0.38
Interest Coverage Ratio
N/AN/AN/AN/AN/A-1.00N/AN/AN/AN/A-0.50
Cash Flow to Debt Ratio
N/A0.030.00-0.020.050.010.040.03-0.01N/A0.03
Company Equity Multiplier
11.5512.0512.0112.607.298.615.937.207.667.207.95
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
N/A0.110.02-0.040.060.060.150.15-0.060.130.00
Free Cash Flow / Operating Cash Flow Ratio
N/A0.71-0.592.730.290.760.910.922.140.891.51
Cash Flow Coverage Ratio
N/A0.030.00-0.020.050.010.040.03-0.01N/A0.03
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A