Bill.com Holdings
Financial ratios & Valuation

Forward Multiples (2026 – 2028)

202620272028
Price/Earnings ratio
-189.6712.6412.41
Price/Sales ratio
2.532.091.94
Earnings per Share (EPS)
$-0.22$3.31$3.37

Historical Multiples (2018 – 2024)

2018 2019 2020 2021 2022 2023 2024 TTM Median
Valuation Ratios
Price/Earnings ratio
-406.56-350.76-231.05-153.66-34.27-55.35-194.03-23.46-192.36
Price/Sales ratio
45.0923.6745.5863.6617.4211.694.349.5340.54
Price/Book Value ratio
-28.70-24.9910.105.992.763.031.352.004.38
Price/Cash Flow ratio
-350.07-649.65-1.62K3.28K-618.2965.9420.0991.501.68K
Price/Free Cash Flow ratio
-281.21-311.04-435.22-914.77-331.6679.0921.72114.77-675.00
Price/Earnings Growth ratio
N/A-24.11-0.79-0.74-0.201.612.220.14-0.77
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
70.13%72.38%75.16%74.06%77.41%81.67%77.28%79.77%74.61%
Operating Profit Margin
-12.05%-9.04%-21.69%-47.83%-49.35%-27.94%-11.36%-42.78%-45.30%
Pretax Profit Margin
-11.07%-6.89%-19.69%-58.47%-51.51%-21.06%-2.04%-40.73%-49.60%
Net Profit Margin
-11.09%-6.75%-19.72%-41.43%-50.83%-21.13%-2.23%-40.64%-41.04%
Effective Tax Rate
-0.13%2.08%-0.17%29.15%1.30%-0.36%-9.72%0.21%15.22%
Return on Assets
-0.69%-0.47%-1.29%-1.65%-3.52%-2.32%-0.31%-3.57%-2.58%
Return On Equity
7.06%7.12%-4.37%-3.90%-8.07%-5.47%-0.69%-8.57%-5.98%
Return on Capital Employed
-7.91%-5.54%-4.70%-3.12%-5.41%-5.02%-2.86%-6.10%-4.27%
Liquidity Ratios
Current Ratio
N/AN/A1.411.55N/AN/AN/A1.801.48
Quick Ratio
1.091.121.421.611.910.881.550.821.76
Cash ratio
0.020.060.340.210.460.430.240.430.28
Days of Sales Outstanding
30.0830.9625.01253.24159.44167.89205.18175.52214.38
Days of Inventory outstanding
N/A0.00-61.06-916.61-645.386.31KN/AN/A-488.83
Operating Cycle
30.0830.96-36.05-663.36-485.936.48K205.1843.28-349.70
Days of Payables Outstanding
38.1761.7632.4370.2925.0416.029.2730.0250.16
Cash Conversion Cycle
-8.08-30.80-68.48-733.66-510.976.46K195.90145.49-401.07
Debt Ratios
Debt Ratio
0.000.000.000.160.190.190.090.580.08
Debt Equity Ratio
-0.09-0.000.000.390.430.450.221.380.19
Long-term Debt to Capitalization
-0.06N/AN/A0.280.290.290.180.310.29
Total Debt to Capitalization
-0.10-0.000.000.280.300.310.18N/A0.29
Interest Coverage Ratio
N/AN/A-149.33-4.04N/AN/AN/A-69.04-2.02
Cash Flow to Debt Ratio
-0.87-7.99-1.920.00-0.010.100.30N/A-0.00
Company Equity Multiplier
-10.10-14.863.382.352.282.352.222.382.87
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-0.12-0.03-0.020.01-0.020.170.210.10-0.00
Free Cash Flow / Operating Cash Flow Ratio
1.242.083.72-3.581.860.830.920.79-1.39
Cash Flow Coverage Ratio
-0.87-7.99-1.920.00-0.010.100.30N/A-0.00
Short Term Coverage Ratio
-2.27-7.99-1.92N/A-0.241.39N/AN/A-0.12
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A