BlackRock, Inc.
Social Security Benefits Estimator for Married Couples

Abstract:

A system for calculating estimated Social Security benefits for married couples. The system includes a benefits estimator server configured to automatically update to reflect a change in rules regarding a calculation of Social Security benefits; a rules database separate from but coupled to the benefits estimate server via a network; and a calculator configured to receive input data and to receive social security calculation rules from the rules database and further configured to transmit output data, via the benefits estimator server, based on the input data and the social security calculation rules, wherein the input data includes data regarding a primary earner and a secondary earner in the married couple, including an assumed age of death for the primary earner and an assumed age of death for the secondary earner, and wherein the output data includes benefits for a plurality of Social Security benefits categories for the married couple.