Banco Santander-Chile
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
0.010.01
Price/Sales ratio
0.000.00
Earnings per Share (EPS)
$1.94K$2.20K

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
10.2313.1014.5916.5616.4913.1911.597.758.026.53K4.22K16.49
Price/Sales ratio
3.393.574.095.305.274.273.112.872.881.69K2.864.27
Price/Book Value ratio
2.152.152.403.053.012.401.751.501.30624.69841.443.01
Price/Cash Flow ratio
19.338.429.16-23.319.544.41-7.74-11.12-17.702.46K3.06K9.54
Price/Free Cash Flow ratio
27.519.7110.40-18.9910.554.62-7.01-9.69-13.452.71K8.408.40
Price/Earnings Growth ratio
0.41-0.712.780.863.172.87-1.000.14-1.27-65.45-7.322.87
Dividend Yield
4.70%5.61%4.88%3.53%4.33%4.34%5.21%4.75%7.31%0.01%0.00%4.34%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%97.96%100%100%100%100%100%89.73%100%
Operating Profit Margin
36.15%31.91%34.35%81.61%86.08%41.59%33.82%46.80%154.38%N/A34.70%41.59%
Pretax Profit Margin
36.28%32.07%34.52%40.86%41.20%41.61%34.07%47.23%40.88%36.18%34.24%41.61%
Net Profit Margin
33.18%27.29%28.03%32.02%31.99%32.42%26.83%37.05%35.94%25.97%27.13%32.42%
Effective Tax Rate
7.56%14.27%18.41%19.92%21.76%22.03%20.50%20.63%10.38%14.10%20.14%22.03%
Return on Assets
1.80%1.29%1.27%1.57%1.51%1.22%0.98%1.31%1.15%0.69%1.27%1.22%
Return On Equity
21.08%16.41%16.46%18.42%18.27%18.21%15.12%19.44%16.32%9.55%18.93%18.27%
Return on Capital Employed
1.97%1.52%1.57%4.06%4.07%1.57%1.24%1.67%4.97%N/A2.67%2.67%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/A0.350.34N/AN/AN/A0.65N/A
Quick Ratio
26.8853.3944.9032.3169.6696.0499.6692.042.27M12.980.6596.04
Cash ratio
10.5713.289.686.3614.8218.8816.0119.36439.14K6.770.0718.88
Days of Sales Outstanding
364.81374.17358.22335.9737.5551.7636.4054.3384.3073.01N/A51.76
Days of Inventory outstanding
N/AN/AN/AN/A-59.24KN/AN/AN/AN/AN/AN/A-59.24K
Operating Cycle
N/AN/AN/AN/A-59.20KN/AN/AN/AN/AN/AN/A-59.20K
Days of Payables Outstanding
N/AN/AN/AN/A3.33KN/AN/AN/AN/AN/A1.38KN/A
Cash Conversion Cycle
N/AN/AN/AN/A-62.53KN/AN/AN/AN/AN/A-1.38K-62.53K
Debt Ratios
Debt Ratio
0.230.210.250.240.190.260.260.150.150.170.160.26
Debt Equity Ratio
2.692.663.232.872.293.954.012.342.152.372.512.29
Long-term Debt to Capitalization
0.720.720.760.740.690.790.800.700.680.700.710.69
Total Debt to Capitalization
0.720.720.760.740.690.790.800.700.680.700.710.69
Interest Coverage Ratio
0.650.630.67N/AN/AN/AN/AN/AN/AN/A0.50N/A
Cash Flow to Debt Ratio
0.040.090.08-0.040.130.13-0.05-0.05-0.030.100.100.13
Company Equity Multiplier
11.6912.6712.9011.6712.0914.8715.3814.7314.0913.6815.6112.09
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.170.420.44-0.220.550.96-0.40-0.25-0.160.680.370.96
Free Cash Flow / Operating Cash Flow Ratio
0.700.860.881.220.900.951.101.141.310.900.910.90
Cash Flow Coverage Ratio
0.040.090.08-0.040.130.13-0.05-0.05-0.030.100.100.13
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
48.18%73.56%71.27%58.54%71.56%57.36%60.49%36.85%58.68%97.74%41.31%57.36%