Camden National
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
11.54
Price/Sales ratio
3.13
Earnings per Share (EPS)
$3.35

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
12.0816.8717.1022.9410.5512.409.0110.409.9312.6313.2810.55
Price/Sales ratio
2.943.104.564.323.604.272.923.923.323.392.524.27
Price/Book Value ratio
1.210.971.751.611.281.491.011.321.351.101.171.49
Price/Cash Flow ratio
9.9322.2111.9311.208.7021.5829.415.025.808.11128.438.70
Price/Free Cash Flow ratio
10.3927.7712.2911.779.4424.8035.035.095.928.44157.989.44
Price/Earnings Growth ratio
1.20-0.800.34-0.780.121.451.280.62-1.04-0.44-0.681.45
Dividend Yield
2.72%2.76%1.80%2.19%3.06%2.61%3.70%2.93%3.85%4.47%3.92%3.06%
Profitability Indicator Ratios
Gross Profit Margin
97.98%98.00%99.19%100%100%100%100%100%100%100%104.26%100%
Operating Profit Margin
47.83%38.22%49.35%55.01%62.27%43.08%40.64%47.38%55.57%33.39%24.33%43.08%
Pretax Profit Margin
35.78%27.08%38.33%41.25%42.33%43.08%40.64%47.38%41.92%33.39%23.22%43.08%
Net Profit Margin
24.41%18.38%26.69%18.84%34.15%34.43%32.49%37.74%33.42%26.91%18.96%34.43%
Effective Tax Rate
31.76%32.10%30.36%54.33%19.31%20.08%20.04%20.34%20.25%19.41%18.34%20.08%
Return on Assets
0.88%0.56%1.03%0.70%1.23%1.29%1.21%1.25%1.08%0.75%0.81%1.29%
Return On Equity
10.02%5.76%10.23%7.05%12.17%12.08%11.23%12.74%13.61%8.76%9.20%12.08%
Return on Capital Employed
1.95%1.27%2.25%2.39%2.43%1.75%1.61%1.66%1.85%1.98%1.14%1.75%
Liquidity Ratios
Current Ratio
0.000.000.000.00N/AN/A0.30N/AN/AN/A1.25N/A
Quick Ratio
5.969.384.955.132.992.844.505.654.570.231.252.84
Cash ratio
0.180.270.150.170.200.210.520.720.490.030.130.21
Days of Sales Outstanding
21.8225.5821.04N/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
21.8225.5821.04N/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
6.40K7.62K13.36KN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
-6.38K-7.60K-13.34KN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.040.020.150.150.070.020.010.000.010.050.090.07
Debt Equity Ratio
0.560.281.521.510.780.210.150.080.250.661.050.78
Long-term Debt to Capitalization
0.360.220.140.140.130.120.130.070.080.080.070.12
Total Debt to Capitalization
0.360.220.600.600.430.170.130.070.200.390.510.43
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.51N/A
Cash Flow to Debt Ratio
0.210.150.090.090.180.320.213.210.930.200.000.32
Company Equity Multiplier
11.3810.219.8610.079.869.359.2510.1612.5611.5410.849.86
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.290.130.380.380.410.190.090.780.570.410.010.19
Free Cash Flow / Operating Cash Flow Ratio
0.950.790.970.950.920.870.830.980.970.960.810.87
Cash Flow Coverage Ratio
0.210.150.090.090.180.320.213.210.930.200.000.32
Short Term Coverage Ratio
N/AN/A0.100.100.231.06N/AN/A1.530.230.001.06
Dividend Payout Ratio
32.90%46.70%30.93%50.29%32.35%32.46%33.35%30.54%38.26%56.55%52.42%32.35%