Cathay General Bancorp
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
11.47
Price/Sales ratio
4.71
Earnings per Share (EPS)
$4.15

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
14.7915.6617.1919.229.9910.9011.1911.278.409.1311.969.99
Price/Sales ratio
5.316.126.676.434.554.914.305.153.834.122.784.91
Price/Book Value ratio
1.271.441.641.721.281.321.051.371.221.181.211.32
Price/Cash Flow ratio
13.5814.2812.8413.598.086.998.0010.066.488.4011.198.08
Price/Free Cash Flow ratio
14.0314.5713.0313.778.247.118.1510.176.538.4811.168.24
Price/Earnings Growth ratio
0.731.001.63-21.240.182.60-0.640.340.3014.761.640.18
Dividend Yield
1.13%1.79%1.96%2.06%3.06%3.25%3.85%2.95%3.32%3.04%2.83%3.25%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100.06%100%100%100%100%100%86.51%100%
Operating Profit Margin
5.85%6.09%4.00%3.64%77.02%56.38%42.68%58.53%74.65%68.49%33.79%56.38%
Pretax Profit Margin
57.34%53.60%53.67%56.67%56.66%56.38%42.68%58.53%59.77%51.47%26.34%56.38%
Net Profit Margin
35.95%39.06%38.80%33.44%45.59%45.04%38.46%45.72%45.62%45.16%23.45%45.04%
Effective Tax Rate
37.29%27.13%27.70%40.98%19.52%20.10%9.88%21.87%23.67%12.25%10.96%20.10%
Return on Assets
1.19%1.21%1.20%1.12%1.62%1.54%1.20%1.42%1.64%1.53%1.23%1.54%
Return On Equity
8.59%9.21%9.57%8.94%12.82%12.16%9.46%12.19%14.57%12.94%10.35%12.16%
Return on Capital Employed
0.19%0.18%0.22%0.22%2.74%1.93%2.48%4.13%12.95%2.32%1.78%1.93%
Liquidity Ratios
Current Ratio
0.01-0.000.000.000.00-0.000.00N/AN/AN/AN/A-0.00
Quick Ratio
N/AN/A1.901.95786.76108.220.450.530.22N/AN/A108.22
Cash ratio
N/AN/A0.030.0712.016.990.010.010.01N/AN/A6.99
Days of Sales Outstanding
24.1527.0430.1731.4131.5831.5336.2131.8838.0545.4628.3131.53
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/A31.58N/AN/AN/AN/AN/A28.31N/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/A31.58N/AN/AN/AN/AN/A28.31N/A
Debt Ratios
Debt Ratio
0.040.030.030.040.040.040.010.000.020.020.000.04
Debt Equity Ratio
0.350.230.260.320.340.360.130.060.260.240.060.36
Long-term Debt to Capitalization
0.260.190.210.240.250.260.110.060.210.190.060.26
Total Debt to Capitalization
0.260.190.210.240.250.260.110.060.210.190.060.26
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A0.20N/AN/AN/A0.81N/A
Cash Flow to Debt Ratio
0.260.420.480.380.450.510.982.060.700.571.560.45
Company Equity Multiplier
7.187.587.947.947.907.887.878.538.888.438.227.90
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.390.420.510.470.560.700.530.510.590.490.250.70
Free Cash Flow / Operating Cash Flow Ratio
0.960.980.980.980.980.980.980.980.990.990.990.98
Cash Flow Coverage Ratio
0.260.420.480.380.450.510.982.060.700.571.560.45
Short Term Coverage Ratio
N/AN/AN/AN/AN/A16.93N/AN/AN/AN/AN/A16.93
Dividend Payout Ratio
16.76%28.10%33.85%39.69%30.65%35.51%43.12%33.29%27.99%27.85%34.16%30.65%