CBM Bancorp
Financial ratios & Valuation

Historical Multiples (2016 – 2020)

2016 2017 2018 2019 2020 TTM Median
Valuation Ratios
Price/Earnings ratio
144.9754.93K72.4261.4350.4367.5770.00
Price/Sales ratio
8.957.806.676.775.366.786.72
Price/Book Value ratio
2.502.500.800.930.881.160.98
Price/Cash Flow ratio
51.50119.3819.54104.34-19.92102.4369.46
Price/Free Cash Flow ratio
60.10220.8321.26118.72-19.35113.86121.05
Price/Earnings Growth ratio
N/A-550.630.001.743.865.43-275.31
Dividend Yield
N/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%N/A100%
Operating Profit Margin
22.26%18.98%25.65%32.56%32.07%N/A29.10%
Pretax Profit Margin
9.96%7.31%12.26%15.50%15.37%14.66%9.78%
Net Profit Margin
6.17%0.01%9.21%11.03%10.63%10.03%4.61%
Effective Tax Rate
37.97%99.80%24.88%28.86%30.80%31.55%28.21%
Return on Assets
0.21%0.00%0.31%0.41%0.40%0.34%0.15%
Return On Equity
1.72%0.00%1.11%1.51%1.75%1.67%0.55%
Return on Capital Employed
0.77%0.74%0.87%1.22%1.21%N/A1.04%
Liquidity Ratios
Current Ratio
N/AN/A0.010.000.02N/A0.00
Quick Ratio
32.2725.8276.2652.3569.18N/A64.31
Cash ratio
27.9517.9530.7614.1052.52N/A22.43
Days of Sales Outstanding
26.5927.6934.7629.0624.9323.4431.91
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
N/AN/AN/A0.010.020.790.39
Debt Equity Ratio
N/AN/AN/A0.040.093.981.99
Long-term Debt to Capitalization
N/AN/AN/A0.040.080.090.04
Total Debt to Capitalization
N/AN/AN/A0.040.08N/A0.02
Interest Coverage Ratio
N/AN/AN/AN/A5.43N/AN/A
Cash Flow to Debt Ratio
N/AN/AN/A0.21-0.47N/A0.10
Company Equity Multiplier
8.078.233.563.674.384.984.27
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.170.060.340.06-0.260.060.20
Free Cash Flow / Operating Cash Flow Ratio
0.850.540.910.871.020.890.90
Cash Flow Coverage Ratio
N/AN/AN/A0.21-0.47N/A0.10
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/A