Capital City Bank Group
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
14.80
Price/Sales ratio
2.90
Earnings per Share (EPS)
$2.73

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
29.2429.0829.6235.7915.0716.609.6713.3316.489.5612.0316.60
Price/Sales ratio
2.122.032.642.882.743.271.992.182.592.232.423.27
Price/Book Value ratio
0.990.961.261.361.301.561.281.161.391.111.281.56
Price/Cash Flow ratio
10.767.8515.3810.0211.419.52-8.483.849.098.7310.2910.29
Price/Free Cash Flow ratio
13.519.1219.1411.1811.9110.24-7.074.0210.159.9511.8811.88
Price/Earnings Growth ratio
0.56N/A0.98-4.940.100.850.25-0.600.830.310.310.10
Dividend Yield
0.57%0.84%0.83%1.04%1.38%1.57%2.31%2.34%2.03%2.58%2.40%1.38%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%95.85%100%100%100%100%98.65%100.27%95.85%
Operating Profit Margin
16.49%12.94%15.80%20.05%25.36%26.06%20.22%21.20%26.87%-1.34%24.48%26.06%
Pretax Profit Margin
8.58%10.40%13.37%17.12%20.57%26.06%25.59%24.26%23.56%28.55%24.48%20.57%
Net Profit Margin
7.28%6.98%8.92%8.06%18.20%19.69%20.63%16.38%15.71%23.36%20.18%18.20%
Effective Tax Rate
15.15%32.84%33.31%52.90%11.53%24.41%19.34%19.88%20.13%20.41%20.17%11.53%
Return on Assets
0.35%0.32%0.41%0.37%0.88%0.99%1.12%0.78%0.73%1.21%1.21%0.88%
Return On Equity
3.39%3.32%4.26%3.81%8.66%9.42%13.29%8.71%8.47%11.66%11.12%8.66%
Return on Capital Employed
0.81%0.61%0.73%0.93%1.24%1.32%1.12%1.02%1.27%-0.26%2.18%1.24%
Liquidity Ratios
Current Ratio
0.310.410.390.380.360.37N/AN/AN/AN/A0.250.37
Quick Ratio
39.1532.35154.11270.68156.8372.404.9320.838.540.090.2572.40
Cash ratio
1.120.833.787.814.589.380.851.891.260.020.069.38
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.050.050.020.020.020.020.030.020.020.010.020.02
Debt Equity Ratio
0.520.550.290.260.240.200.420.230.260.130.180.20
Long-term Debt to Capitalization
0.250.240.190.190.160.150.140.120.110.100.090.15
Total Debt to Capitalization
0.340.350.220.200.190.160.290.180.200.120.150.16
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A3.19N/A
Cash Flow to Debt Ratio
0.170.220.280.520.460.81-0.351.310.580.930.660.46
Company Equity Multiplier
9.6310.1910.3310.199.779.4411.8311.1211.489.608.749.44
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.190.250.170.280.240.34-0.230.560.280.250.230.34
Free Cash Flow / Operating Cash Flow Ratio
0.790.860.800.890.950.921.200.950.890.870.860.92
Cash Flow Coverage Ratio
0.170.220.280.520.460.81-0.351.310.580.930.660.46
Short Term Coverage Ratio
0.500.551.775.182.558.38-0.613.351.206.821.618.38
Dividend Payout Ratio
16.93%24.58%24.60%37.47%20.80%26.12%22.42%31.31%33.49%24.69%27.92%20.80%