Clover Health Investments, Corp.
Financial ratios & Valuation

Forward Multiples (2025 – 2028)

2025202620272028
Price/Earnings ratio
-12.27-13.41-12.75-14.16
Price/Sales ratio
0.870.820.750.68
Earnings per Share (EPS)
$-0.20$-0.19$-0.2$-0.18

Historical Multiples (2018 – 2023)

2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
-2.12-2.62-10.00-2.54-1.44-2.15-1.19-10.00
Price/Sales ratio
1.522.282.211.040.120.220.111.04
Price/Book Value ratio
-7.81-59.87K-2.612.841.271.601.16-2.61
Price/Cash Flow ratio
-2.79-6.60-667.83-5.44-2.17-3.96-1.97-667.83
Price/Free Cash Flow ratio
-2.76-6.60-509.34-5.42-2.12-3.94-1.93-509.34
Price/Earnings Growth ratio
N/A0.130.170.190.020.06-0.020.19
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
100%2.71%12.24%-5.37%0.65%12.65%0.65%-5.37%
Operating Profit Margin
-66.11%-39.63%-13.77%-43.27%-10.66%-10.25%-10.66%-13.77%
Pretax Profit Margin
-71.85%-78.68%-13.61%-39.92%-9.74%-10.49%-9.74%-13.61%
Net Profit Margin
-71.85%-87.13%-22.09%-41.07%-8.78%-10.49%-9.74%-22.09%
Effective Tax Rate
7.98%-10.74%-62.35%-2.87%9.86%N/AN/A-62.35%
Return on Assets
-95.88%-401416.10%-55.63%-63.59%-37.76%-37.38%-41.90%-55.63%
Return On Equity
368.30%2284640.68%26.16%-112.11%-87.82%-74.49%-81.82%-81.82%
Return on Capital Employed
-90.82%1039073.22%-39.73%-110.17%-100.80%-67.36%-100.80%-110.17%
Liquidity Ratios
Current Ratio
N/AN/A0.83N/AN/AN/A1.410.83
Quick Ratio
12.51572.976.962.431.641.631.092.43
Cash ratio
12.51572.970.820.800.230.470.230.80
Days of Sales Outstanding
N/AN/AN/A27.1315.4420.4215.4427.13
Days of Inventory outstanding
N/AN/A-128.60-36.21-10.76N/AN/A-128.60
Operating Cycle
N/AN/A-128.60-9.084.6820.423.80-128.60
Days of Payables Outstanding
N/AN/A18.956.613.427.643.426.61
Cash Conversion Cycle
N/AN/A-147.56-15.701.2512.7812.02-147.56
Debt Ratios
Debt Ratio
0.23577.170.470.020.00N/A0.560.47
Debt Equity Ratio
-0.89-3.28K-0.220.030.01N/A1.32-0.22
Long-term Debt to Capitalization
-8.831.00-0.230.030.01N/A0.01-0.23
Total Debt to Capitalization
-8.831.00-0.280.030.01N/A0.01-0.28
Interest Coverage Ratio
N/AN/A-0.12N/AN/AN/A-272.13N/A
Cash Flow to Debt Ratio
-3.11-2.76-0.01-14.16-50.56N/A-34.79-14.16
Company Equity Multiplier
-3.84-5.69-0.471.762.321.992.32-0.47
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-0.54-0.34-0.00-0.19-0.05-0.05-0.05-0.19
Free Cash Flow / Operating Cash Flow Ratio
1.001.001.311.001.021.001.021.00
Cash Flow Coverage Ratio
-3.11-2.76-0.01-14.16-50.56N/A-34.79-14.16
Short Term Coverage Ratio
N/AN/A-0.10N/AN/AN/A-111.61N/A
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/AN/A