Catalyst Bancorp
Financial ratios & Valuation

Historical Multiples (2019 – 2023)

2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
51.98-98.2134.75342.6878.92251.50-31.72
Price/Sales ratio
9.359.807.157.395.125.947.27
Price/Book Value ratio
1.351.360.670.690.560.560.68
Price/Cash Flow ratio
40.3580.5619.4179.9023.6660.2049.98
Price/Free Cash Flow ratio
-118.83222.7134.73118.6225.8760.20128.72
Price/Earnings Growth ratio
N/A0.63-0.09-3.780.28-3.19-1.64
Dividend Yield
N/AN/A0.00%0.02%N/AN/A0.01%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%52.14%100%
Operating Profit Margin
22.45%-16.71%25.94%4.72%17.03%N/A15.33%
Pretax Profit Margin
22.45%-16.71%25.94%1.90%7.37%2.15%14.05%
Net Profit Margin
17.99%-9.98%20.58%2.15%6.49%2.36%11.47%
Effective Tax Rate
19.85%40.27%20.17%-13.20%11.85%-9.44%5.36%
Return on Assets
0.60%-0.31%0.67%0.06%0.22%0.07%0.37%
Return On Equity
2.59%-1.39%1.94%0.20%0.71%0.21%1.08%
Return on Capital Employed
1.02%-1.19%1.19%0.28%0.58%N/A0.74%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/A
Quick Ratio
0.900.572.050.85N/AN/A1.45
Cash ratio
0.310.190.480.10N/AN/A0.29
Days of Sales Outstanding
N/AN/AN/A5.87K35.7029.462.93K
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.110.030.030.030.070.660.03
Debt Equity Ratio
0.480.170.090.100.221.970.13
Long-term Debt to Capitalization
0.320.140.080.090.18N/A0.08
Total Debt to Capitalization
0.320.140.080.090.18N/A0.08
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
0.060.090.380.080.10N/A0.23
Company Equity Multiplier
4.274.442.902.973.202.972.93
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.230.120.360.090.210.090.23
Free Cash Flow / Operating Cash Flow Ratio
-0.330.360.550.670.9110.46
Cash Flow Coverage Ratio
0.060.090.380.080.10N/A0.23
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/AN/A0.26%8.33%N/AN/A4.29%