Capital One Financial
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
10.499.6511.7424.326.038.6716.675.184.9410.2515.836.03
Price/Sales ratio
2.081.671.721.771.321.681.582.101.061.941.391.32
Price/Book Value ratio
1.030.820.920.980.700.820.751.050.690.861.090.70
Price/Cash Flow ratio
4.993.863.713.392.792.892.705.212.632.433.022.79
Price/Free Cash Flow ratio
5.284.073.973.662.993.052.835.522.822.553.162.99
Price/Earnings Growth ratio
1.12-1.32-4.41-0.490.02-0.76-0.310.01-0.14-0.30-6.28-0.76
Dividend Yield
1.60%2.49%2.32%2.16%2.86%2.15%1.63%2.21%3.23%2.31%1.33%2.15%
Profitability Indicator Ratios
Gross Profit Margin
96.24%96.72%96.65%96.36%98.95%100%100%100%100%100%100.05%98.95%
Operating Profit Margin
0.02%0.16%-0.07%-0.49%42.27%24.08%11.21%51.93%39.01%-0.01%10.68%24.08%
Pretax Profit Margin
29.47%25.11%21.50%20.16%26.64%24.04%11.22%51.94%26.97%23.45%10.88%24.04%
Net Profit Margin
19.86%17.29%14.70%7.27%21.90%19.39%9.51%40.70%21.48%18.96%8.81%19.39%
Effective Tax Rate
32.66%31.78%31.25%61.45%17.66%19.50%15.17%21.60%20.34%19.15%19.00%17.66%
Return on Assets
1.43%1.21%1.05%0.54%1.61%1.42%0.64%2.86%1.61%1.02%0.89%1.42%
Return On Equity
9.82%8.56%7.89%4.06%11.64%9.56%4.50%20.30%13.99%8.41%7.36%9.56%
Return on Capital Employed
0.00%0.04%-0.02%-0.14%13.07%1.79%0.75%3.65%2.93%-0.00%1.15%1.79%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/A0.11N/AN/AN/A1.87N/A
Quick Ratio
0.200.190.230.250.2614.78525.04506.1462.54N/A1.870.26
Cash ratio
0.030.030.030.050.041.80115.0877.3858.55N/A1.780.04
Days of Sales Outstanding
23.4918.5319.3320.5821.4522.4418.8217.5022.4235.0919.0222.44
Days of Inventory outstanding
N/AN/A-5.95K-5.89K-19.14KN/AN/AN/AN/AN/AN/A-19.14K
Operating Cycle
23.4918.53-5.93K-5.87K-19.11KN/AN/AN/AN/AN/A19.02-19.11K
Days of Payables Outstanding
110.76142.47139.92152.26580.45N/AN/AN/AN/AN/A-9.19KN/A
Cash Conversion Cycle
-87.26-123.93-6.07K-6.03K-19.69KN/AN/AN/AN/AN/A9.20K-19.69K
Debt Ratios
Debt Ratio
0.150.17N/AN/A0.150.140.090.090.100.080.100.14
Debt Equity Ratio
1.051.22N/AN/A1.130.950.660.690.900.720.770.95
Long-term Debt to Capitalization
0.510.55N/AN/A0.480.450.390.400.470.420.430.45
Total Debt to Capitalization
0.510.55N/AN/A0.530.480.390.400.470.420.430.48
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A0.87N/AN/AN/A0.43N/A
Cash Flow to Debt Ratio
0.190.17N/AN/A0.220.300.410.290.280.480.460.22
Company Equity Multiplier
6.857.067.517.507.216.727.007.088.658.237.737.21
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.410.430.460.520.470.580.580.400.400.790.460.58
Free Cash Flow / Operating Cash Flow Ratio
0.940.940.930.920.930.940.950.940.930.950.950.93
Cash Flow Coverage Ratio
0.190.17N/AN/A0.220.300.410.290.280.480.460.22
Short Term Coverage Ratio
N/AN/AN/AN/A1.432.37N/AN/AN/AN/AN/A2.37
Dividend Payout Ratio
16.84%24.04%27.35%52.72%17.25%18.66%27.26%11.47%16.00%23.71%26.62%17.25%