Cornerstone Community Bancorp
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
13.8914.1410.0413.447.628.316.235.325.575.76N/A7.97
Price/Sales ratio
1.731.861.542.011.681.891.661.921.731.35N/A1.79
Price/Book Value ratio
0.780.880.861.240.951.110.951.131.210.98N/A1.03
Price/Cash Flow ratio
N/A11.31-6.053.535.967.204.175.395.065.08N/A6.58
Price/Free Cash Flow ratio
N/A16.35-5.4111.37-69.9527.274.7710.2617.205.28N/A-21.34
Price/Earnings Growth ratio
-0.480.920.160.630.140.440.210.07-0.584.72N/A0.29
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%N/A100%
Operating Profit Margin
20.85%22.34%26.11%31.70%28.59%31.50%36.42%50.80%43.65%32.59%N/A30.04%
Pretax Profit Margin
20.85%22.34%26.11%31.70%28.58%31.50%36.42%50.80%43.65%32.59%N/A30.04%
Net Profit Margin
12.51%13.15%15.40%14.99%22.12%22.81%26.66%36.15%31.19%23.51%N/A22.47%
Effective Tax Rate
39.98%41.11%41.02%52.7%22.60%27.57%26.79%28.82%28.54%27.84%N/A25.08%
Return on Assets
0.52%0.53%0.69%0.71%1.04%1.19%0.92%1.31%1.24%1.14%N/A1.11%
Return On Equity
5.65%6.26%8.63%9.24%12.58%13.36%15.37%21.38%21.77%17.07%N/A12.97%
Return on Capital Employed
0.87%0.90%1.33%1.81%1.66%2.01%2.32%3.73%3.19%1.58%N/A1.84%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
N/A414.270.890.560.620.250.420.270.12N/AN/A0.44
Cash ratio
N/A414.270.580.450.580.200.350.260.11N/AN/A0.39
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
N/AN/AN/A0.060.040.020.060.020.02N/AN/A0.03
Debt Equity Ratio
N/AN/AN/A0.780.490.301.050.450.35N/AN/A0.40
Long-term Debt to Capitalization
N/AN/AN/A0.430.330.230.410.310.26N/AN/A0.28
Total Debt to Capitalization
N/AN/AN/A0.430.330.230.510.310.26N/AN/A0.28
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
N/AN/AN/A0.440.320.500.210.460.67N/AN/A0.41
Company Equity Multiplier
10.8211.6812.4112.9312.0711.1616.5416.3017.5114.89N/A11.61
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
N/A0.16-0.250.570.280.260.390.350.340.26N/A0.27
Free Cash Flow / Operating Cash Flow Ratio
N/A0.691.110.31-0.080.260.870.520.290.96N/A0.08
Cash Flow Coverage Ratio
N/AN/AN/A0.440.320.500.210.460.67N/AN/A0.41
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/A0.69N/A71.86N/AN/AN/A
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A