Central Valley Community Bancorp – NASDAQ:CVCY

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-11.52%

month

+14.90%

quarter

-28.23%

year

Market Cap	235.33M
Enterprise value	311.15M

P/E	10.50
EV/Sales	3.41
EV/EBITDA	17.98
Price/Sales	2.57
Price/Book	1.10
PEG ratio	1.32
EPS	1.89

Revenue	91.21M
EBITDA	N/A
Income	22.24M
Revenue Q/Q	-10.73%
Revenue Y/Y	5.06%

Profit margin	24.38%
Oper. margin	48.33%
Gross margin	100%
EBIT margin	48.33%
EBITDA margin	N/A

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Forward ratios (Analysts estimates)

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Central Valley Community Bancorp (NASDAQ:CVCY): Profit margin
Jun 2023	21.55M	6.28M	29.14%
Sep 2023	21.81M	6.39M	29.3%
Dec 2023	27.71M	5.89M	21.27%
Mar 2024	20.13M	3.67M	18.26%

Central Valley Community Bancorp Financials Estimate

Q Y

Central Valley Community Bancorp (NASDAQ:CVCY): Analyst Estimates
Mar 2024	20.13M	3.67M	18.26%
Sep 2025	34.8M	7.74M	22.25%
Oct 2025	34.8M	7.75M	22.28%
Dec 2025	34.79M	7.72M	22.2%

Analysts Price target
Financials & Ratios estimates

Central Valley Community Bancorp (NASDAQ:CVCY): Earnings per share (EPS)
2024-04-18	0.45	0.59

Central Valley Community Bancorp (NASDAQ:CVCY): Payout ratio
Payout ratio	25.47%

Central Valley Community Bancorp (NASDAQ:CVCY): Dividend Yield
2019	2%
2020	2.96%
2021	2.27%
2022	2.27%
2023	2.16%

Central Valley Community Bancorp (NASDAQ:CVCY): Debt to assets
Jun 2023	2489807000	69.67M	2.8%
Sep 2023	2435359000	69.70M	2.86%
Dec 2023	2437865000	2.23B	91.51%
Mar 2024	2415624000	2.20B	91.24%

Central Valley Community Bancorp (NASDAQ:CVCY): Cash Flow
Jun 2023	4.94M	36.27M	23.18M
Sep 2023	7.96M	-9.21M	-52.82M
Dec 2023	4.41M	3.34M	-28.60M
Mar 2024	3.98M	27.96M	-24.71M

Central Valley Community Bancorp alternative data

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Central Valley Community Bancorp
Employees

Central Valley Community Bancorp (NASDAQ:CVCY): Employee count
Aug 2023	253
Sep 2023	246
Oct 2023	246
Nov 2023	253
Dec 2023	248
Jan 2024	248
Feb 2024	248
Mar 2024	259
Apr 2024	259
May 2024	259
Jun 2024	259
Jul 2024	259

Central Valley Community Bancorp
Hedge Funds Holdings Q1 2023

20.34% -26.70%

of CVCY is owned by hedge funds

39 -23

hedge funds hold CVCY stock

2.38M -3.11M

shares is hold by hedge funds

CVCY hedge funds holdings changes

Central Valley Community Bancorp
Insider Trading

Central Valley Community Bancorp (NASDAQ:CVCY): Insider trades (number of shares)
Period	Buy	Sel
Dec 2022	105	0
Mar 2023	1212	0
Apr 2023	20885	0
May 2023	11590	0
Jun 2023	479	0
Aug 2023	446	0
Nov 2023	209	0

Transaction	Date	Insider	Security	Shares	Price per share	Total value
Purchase	30 Nov 2023	CAGLE DAWN M officer: EXECUTIVE VICE PRESIDENT officer: EXECUTIVE VICE PRESIDENT	CVCY Common Stock	115	$13.4	$1,541
Purchase	30 Nov 2023	MARTIN JEFFREY MICHAEL officer: EXECUTIVE VICE PRESIDENT officer: EXECUTIVE VICE PRESIDENT	CVCY Common Stock	94	$13.4	$1,260
Purchase	31 Aug 2023	CAGLE DAWN M officer: EXECUTIVE VICE PRESIDENT officer: EXECUTIVE VICE PRESIDENT	CVCY Common Stock	100	$13.16	$1,316
Purchase	31 Aug 2023	AVRETT SHANNON R officer: EXECUTIVE VICE PRESIDENT officer: EXECUTIVE VICE PRESIDENT	CVCY Common Stock	263	$13.16	$3,461
Purchase	31 Aug 2023	MARTIN JEFFREY MICHAEL officer: EXECUTIVE VICE PRESIDENT officer: EXECUTIVE VICE PRESIDENT	CVCY Common Stock	83	$13.16	$1,092
Purchase	1 Jun 2023	CAGLE DAWN M officer: EXECUTIVE VICE PRESIDENT officer: EXECUTIVE VICE PRESIDENT	CVCY Common Stock	119	$12.99	$1,545
Purchase	1 Jun 2023	KIM JAMES J officer: PRESIDENT & CEO officer: PRESIDENT & CEO	CVCY Common Stock	254	$12.99	$3,299
Purchase	1 Jun 2023	MARTIN JEFFREY MICHAEL officer: EXECUTIVE VICE PRESIDENT officer: EXECUTIVE VICE PRESIDENT	CVCY Common Stock	106	$12.99	$1,377
Purchase	15 May 2023	DOYLE DANIEL J director director	CVCY Common Stock	1,000	$12.86	$12,862
Purchase	3 May 2023	MAJARIAN ANDRIANA D director director	CVCY Common Stock	800	$13.72	$10,976

CVCY insider trading transactions

Central Valley Community Bancorp
Executives

Insider	Age	Compensation
Mr. James Michael Ford (1958) Consultant	67	$604,470
Mr. James J. Kim (1976) Pres, Chief Executive Officer & Director	49	$389,500
Mr. David A. Kinross (1964) Executive Vice President, Principal Accounting Officer & Chief Financial Officer	61	$371,400
Mr. Anthony Kenneth Ramos (1966) Executive Vice President & Market Executive	59	$313,990
Mr. Blaine C. Lauhon (1963) Executive Vice President & Chief Banking Officer of Central Valley Community Bank	62	$301,770
Mr. Steven D. McDonald (1950) Sec. & Independent Director	75	$37,150

Central Valley Community Bancorp
Latest News

Tuesday, 9 July 2024
15:49	The Wonderful Company Opens the Application Window for $1 Million Central Valley Community Grants Program	globenewswire.com
09:00	The Wonderful Company Opens the Application Window for $1 Million Central Valley Community Grants	globenewswire.com
Friday, 9 February 2024
08:45	Central Valley Community Bancorp and Community West Bancshares Announce Receipt of Shareholder Approval for Merger	businesswire.com
Thursday, 18 January 2024
19:31	Central Valley Community Bancorp (CVCY) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates	zacks.com
18:16	Central Valley Community Bancorp (CVCY) Misses Q4 Earnings Estimates	zacks.com
16:00	Central Valley Community Bancorp Reports Earnings Results for the Year and Quarter Ended December 31, 2023, and Quarterly Dividend	businesswire.com
Friday, 29 December 2023
16:29	COMMUNITY WEST INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Community West Bancshares -CWBC	businesswire.com
Thursday, 14 December 2023
06:46	Central Valley Community Bancorp (CVCY) Soars 6.4%: Is Further Upside Left in the Stock?	Zacks Investment Research
Thursday, 19 October 2023
20:18	Here's What Key Metrics Tell Us About Central Valley Community Bancorp (CVCY) Q3 Earnings	Zacks Investment Research
18:48	Central Valley Community Bancorp (CVCY) Q3 Earnings and Revenues Top Estimates	Zacks Investment Research
Tuesday, 17 October 2023
10:32	Should You Buy Central Valley (CVCY) Ahead of Earnings?	Zacks Investment Research
Thursday, 20 July 2023
19:40	Compared to Estimates, Central Valley Community Bancorp (CVCY) Q2 Earnings: A Look at Key Metrics	Zacks Investment Research
18:55	Central Valley Community Bancorp (CVCY) Lags Q2 Earnings and Revenue Estimates	Zacks Investment Research
Tuesday, 9 May 2023
16:35	7 Regional Bank Stocks to Avoid Like the Plague in 2023	InvestorPlace
Thursday, 20 April 2023
19:01	Central Valley Community Bancorp (CVCY) Misses Q1 Earnings and Revenue Estimates	Zacks Investment Research
Monday, 17 April 2023
09:54	Is a Surprise Coming for Central Valley Community (CVCY) This Earnings Season?	Zacks Investment Research
Thursday, 16 March 2023
13:46	Central Valley Community Bancorp (CVCY) Upgraded to Strong Buy: Here's What You Should Know	Zacks Investment Research
Friday, 3 March 2023
09:02	5 Small Hidden Gems to Pick From a Volatile Wall Street	Zacks Investment Research
Thursday, 26 January 2023
18:48	Central Valley Community Bancorp (CVCY) Q4 Earnings and Revenues Surpass Estimates	Zacks Investment Research
Wednesday, 19 October 2022
19:41	Central Valley Community Bancorp (CVCY) Lags Q3 Earnings and Revenue Estimates	Zacks Investment Research
Monday, 17 October 2022
12:48	Central Valley Community Bancorp (CVCY) Could Be a Great Choice	Zacks Investment Research
Wednesday, 5 October 2022
11:17	Is Central Valley Community Bancorp (CVCY) Stock Undervalued Right Now?	Zacks Investment Research
Friday, 30 September 2022
13:33	Central Valley Community Bancorp (CVCY) Upgraded to Buy: What Does It Mean for the Stock?	Zacks Investment Research
12:48	Are You Looking for a High-Growth Dividend Stock?	Zacks Investment Research
Tuesday, 23 August 2022
09:02	New Strong Buy Stocks for August 23rd	Zacks Investment Research
Monday, 25 July 2022
10:03	Best Value Stocks to Buy for July 25th	Zacks Investment Research
Friday, 22 July 2022
11:44	Wall Street Analysts See a 32% Upside in Central Valley Community Bancorp (CVCY): Can the Stock Really Move This High?	Zacks Investment Research
Wednesday, 20 July 2022
18:34	Central Valley Community Bancorp (CVCY) Surpasses Q2 Earnings and Revenue Estimates	Zacks Investment Research
Monday, 23 May 2022
11:19	After Plunging 18.8% in 4 Weeks, Here's Why the Trend Might Reverse for Central Valley Community Bancorp (CVCY)	Zacks Investment Research
Friday, 20 May 2022
11:17	Central Valley Community Bancorp (CVCY) Loses 20.6% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner	Zacks Investment Research

Ideas & Opinions

Seeking Alpha 28 Feb 2023

United Security Bancshares Undervalued As Higher Profitability Goes Unnoticed

Frequently Asked Questions (FAQ)

When is Central Valley Community Bancorp's next earnings date?

Unfortunately, Central Valley Community Bancorp's (CVCY) next earnings date is currently unknown.
Does Central Valley Community Bancorp pay dividends?

Yes, Central Valley Community Bancorp pays dividends and its trailing 12-month yield is 1.21% with 25% payout ratio. The last Central Valley Community Bancorp stock dividend of $0.12 was paid on 25 Feb 2022.
How much money does Central Valley Community Bancorp make?

Central Valley Community Bancorp has a market capitalization of 235.33M and it's past years’ income statements indicate that its last revenue has increased compared to the previous period by 30.84% to 109.04M US dollars. Central Valley Community Bancorp earned 25.54M US dollars in net income (profit) last year or $0.59 on an earnings per share basis.
What is Central Valley Community Bancorp's stock symbol?

Central Valley Community Bancorp is traded on the NASDAQ under the ticker symbol "CVCY".
What is Central Valley Community Bancorp's primary industry?

Company operates in the Financial Services sector and Banks - Regional industry.
How do i buy shares of Central Valley Community Bancorp?

Shares of Central Valley Community Bancorp can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Who are Central Valley Community Bancorp's key executives?
Central Valley Community Bancorp's management team includes the following people:
- Mr. James Michael Ford Consultant(age: 67, pay: $604,470)
- Mr. James J. Kim Pres, Chief Executive Officer & Director(age: 49, pay: $389,500)
- Mr. David A. Kinross Executive Vice President, Principal Accounting Officer & Chief Financial Officer(age: 61, pay: $371,400)
- Mr. Anthony Kenneth Ramos Executive Vice President & Market Executive(age: 59, pay: $313,990)
- Mr. Blaine C. Lauhon Executive Vice President & Chief Banking Officer of Central Valley Community Bank(age: 62, pay: $301,770)
- Mr. Steven D. McDonald Sec. & Independent Director(age: 75, pay: $37,150)
How many employees does Central Valley Community Bancorp have?

As Jul 2024, Central Valley Community Bancorp employs 259 workers.
When Central Valley Community Bancorp went public?

Central Valley Community Bancorp is publicly traded company for more then 26 years since IPO on 8 Mar 1999.
What is Central Valley Community Bancorp's official website?

The official website for Central Valley Community Bancorp is cvcb.com.
Where are Central Valley Community Bancorp's headquarters?

Central Valley Community Bancorp is headquartered at 7100 North Financial Drive, Fresno, CA.
How can i contact Central Valley Community Bancorp?

Central Valley Community Bancorp's mailing address is 7100 North Financial Drive, Fresno, CA and company can be reached via phone at +55 92981775.

Central Valley Community Bancorp

cvcb.com

Exchange:

NASDAQ

Full time employees:

259

Industry:

Banks - Regional

Sector:

Financial Services

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. The company also offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. As of December 31, 2021, the company operated through a network of 20 full-service banking offices in Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.

+55 92981775

7100 North Financial Drive
Fresno, CA 93720

CIK: 0001127371
ISIN: US1556851004
CUSIP: 155685100