Diebold Nixdorf, Incorporated
On-boarding of Mobile-Wallet Datasets

Abstract:

A system for onboarding banking-account information for use in future transactions includes a banking-device terminal to read banking-account information from a banking card and input device(s) to receive a verification input associating the banking card with a banking customer. A secured-bank server receives an account number from the banking-account information and the verification input to verify the account number corresponds with the verification input to authorize the onboarding transaction, wherein when the onboarding transaction is authorized the banking-device terminal requests a customer device identification of a mobile-customer device, wherein when the onboarding transaction is authorized the banking-device terminal causes account credentials banking-account information to be stored in the mobile-customer device and not in the secured-bank server, and wherein when the onboarding transaction is authorized the banking-device terminal causes the account number of the banking-account information to be stored in the secured-bank server and not in the mobile-customer device.