Eagle Bancorp Montana
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
10.12
Price/Sales ratio
1.71
Earnings per Share (EPS)
$1.65

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
19.4418.2615.5620.8017.9712.636.7910.6011.1312.2314.0514.05
Price/Sales ratio
1.621.582.172.242.112.221.591.6627.851.461.372.22
Price/Book Value ratio
0.790.841.341.020.941.120.940.970.750.720.671.12
Price/Cash Flow ratio
4.279.646.194.256.59375.1868.082.702.8413.166.636.59
Price/Free Cash Flow ratio
5.6411.077.505.1613.75-13.49-7.783.454.73-25.4026.1113.75
Price/Earnings Growth ratio
10.300.700.15-0.80-2.010.150.08-0.34-0.33-1.10-0.58-2.01
Dividend Yield
2.79%2.46%1.49%1.64%2.22%1.75%1.81%1.97%3.40%3.60%3.70%2.22%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%123.91%100%
Operating Profit Margin
15.05%17.45%27.31%27.10%25.91%22.67%31.47%21.05%616.33%2.10%12.89%22.67%
Pretax Profit Margin
6.96%9.21%18.84%16.35%13.89%22.67%31.47%21.05%323.62%13.91%10.68%22.67%
Net Profit Margin
8.35%8.66%13.95%10.76%11.74%17.64%23.47%15.74%250.08%12.00%9.53%17.64%
Effective Tax Rate
-19.87%5.94%25.95%34.15%15.50%22.16%25.43%25.22%22.72%13.71%10.77%22.16%
Return on Assets
0.39%0.40%0.76%0.57%0.58%1.03%1.68%1.00%0.54%0.48%0.39%1.03%
Return On Equity
4.08%4.65%8.63%4.90%5.25%8.93%13.86%9.2%6.75%5.94%4.96%8.93%
Return on Capital Employed
0.70%0.82%2.84%2.68%2.69%2.68%5.04%3.37%4.63%0.08%0.66%2.68%
Liquidity Ratios
Current Ratio
0.010.010.010.000.010.01-39.71N/AN/AN/A0.860.01
Quick Ratio
135.44172.711.591.651.480.340.440.460.30N/A0.860.86
Cash ratio
2.902.830.020.020.020.040.080.060.01N/A-0.000.04
Days of Sales Outstanding
35.0727.9221.0624.4729.92N/AN/AN/AN/AN/A60.7029.92
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A60.70N/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A60.70N/A
Debt Ratios
Debt Ratio
0.100.130.140.150.140.100.030.020.030.030.120.12
Debt Equity Ratio
1.091.511.631.281.340.930.300.220.370.431.561.34
Long-term Debt to Capitalization
0.520.600.620.560.570.480.230.180.270.300.610.57
Total Debt to Capitalization
0.520.600.620.560.570.480.230.180.270.300.610.57
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A4.38N/AN/AN/A0.33N/A
Cash Flow to Debt Ratio
0.160.050.130.180.100.000.041.610.710.120.060.00
Company Equity Multiplier
10.4211.3611.338.579.008.668.229.1612.2912.2612.069.00
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.370.160.350.520.310.000.020.619.790.110.200.00
Free Cash Flow / Operating Cash Flow Ratio
0.750.870.820.820.47-27.80-8.740.780.60-0.510.25-27.80
Cash Flow Coverage Ratio
0.160.050.130.180.100.000.041.610.710.120.060.00
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
54.42%45.11%23.24%34.21%40.04%22.13%12.33%20.93%37.94%44.17%40.90%40.04%