Meridian Bancorp
Financial ratios & Valuation

Historical Multiples (2011 – 2020)

2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 TTM Median
Valuation Ratios
Price/Earnings ratio
23.7730.7177.5326.3629.7728.2624.5313.5215.4411.5515.7628.26
Price/Sales ratio
3.944.3812.665.646.327.066.224.345.553.655.787.06
Price/Book Value ratio
1.291.634.801.011.241.591.631.111.420.971.491.24
Price/Cash Flow ratio
8.60117.4142.8426.3926.3721.9520.8910.6115.6311.4112.2021.95
Price/Free Cash Flow ratio
10.05-722.7447.8428.1531.0424.2121.4111.7717.2312.6412.3124.21
Price/Earnings Growth ratio
-2.418.443.150.543.200.660.960.510.68-15.02-10.320.66
Dividend Yield
N/AN/AN/AN/A0.19%0.63%0.72%1.36%1.37%2.16%N/A0.63%
Profitability Indicator Ratios
Gross Profit Margin
N/AN/AN/A100%100%100%100%100%100%100%N/A100%
Operating Profit Margin
N/AN/AN/A51.80%49.18%57.92%68.14%77.27%97.69%71.12%N/A57.92%
Pretax Profit Margin
25.75%21.56%24.87%32.11%31.54%38.07%45.15%40.81%47.67%42.27%49.24%31.54%
Net Profit Margin
16.59%14.28%16.32%21.42%21.22%25.00%25.37%32.15%35.97%31.60%36.71%21.22%
Effective Tax Rate
35.54%33.74%34.34%33.30%32.71%34.33%43.81%21.21%24.54%25.22%25.43%34.33%
Return on Assets
0.60%0.54%0.57%0.68%0.69%0.77%0.81%0.90%1.05%0.98%1.26%0.69%
Return On Equity
5.44%5.31%6.19%3.86%4.18%5.62%6.64%8.26%9.22%8.46%9.74%4.18%
Return on Capital Employed
N/AN/AN/A1.64%1.62%1.78%2.17%2.18%2.86%2.21%N/A1.78%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
N/AN/AN/AN/A166.44N/AN/A121.59N/AN/AN/AN/A
Cash ratio
N/AN/AN/AN/A9.77N/AN/A7.54N/AN/AN/AN/A
Days of Sales Outstanding
36.8528.3027.5327.1326.9927.7027.8230.0228.3741.0930.5626.99
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.880.890.900.050.040.070.090.090.100.090.860.04
Debt Equity Ratio
7.978.749.760.290.280.530.790.860.870.796.530.28
Long-term Debt to Capitalization
0.340.400.390.220.200.340.440.440.460.440.400.20
Total Debt to Capitalization
0.37N/A0.390.220.220.340.440.460.460.44N/A0.34
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A4.08N/AN/A
Cash Flow to Debt Ratio
0.250.020.170.120.160.130.090.120.100.10N/A0.13
Company Equity Multiplier
8.979.7410.765.675.997.308.199.158.738.607.535.99
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.450.030.290.210.230.320.290.400.350.310.470.23
Free Cash Flow / Operating Cash Flow Ratio
0.85-0.160.890.930.840.900.970.900.900.900.990.84
Cash Flow Coverage Ratio
0.25N/A0.170.120.160.130.090.120.100.10N/A0.13
Short Term Coverage Ratio
2.00N/AN/AN/A1.38N/AN/A1.42N/AN/AN/AN/A
Dividend Payout Ratio
N/AN/AN/AN/A5.94%17.98%17.82%18.46%21.27%25.04%N/A17.98%