Next earnings date: 23 Oct 2025

Eagle Financial Services, Inc. – OTC:EFSI

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$34.91

-1.49

-4.09%

Market closed

Open in about 6 hours

+13.04%

month

+13.04%

quarter

+21.94%

year

Market Cap	127.38M
Enterprise value	151.09M

P/E	11.19
EV/Sales	1.60
EV/EBITDA	34.74
Price/Sales	1.36
Price/Book	1.09
PEG ratio	0.73
EPS	2.64

Revenue	82.70M
EBITDA	5.44M
Income	9.32M
Revenue Q/Q	60.38%
Revenue Y/Y	31.09%

Profit margin	12.24%
Oper. margin	34.46%
Gross margin	88.79%
EBIT margin	34.46%
EBITDA margin	6.58%

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Eagle Financial Services, Inc. (OTC:EFSI): Profit margin
Jun 2023	15.42M	2.05M	13.34%
Sep 2023	16.22M	2.31M	14.29%
Dec 2023	25.66M	2.39M	9.33%
Mar 2024	25.38M	2.54M	10.04%

Eagle Financial Services, Inc. (OTC:EFSI): Payout ratio
Payout ratio	36.82%

Eagle Financial Services, Inc. (OTC:EFSI): Dividend Yield
2019	2.81%
2020	3.17%
2021	2.74%
2022	3.04%
2023	4%

Eagle Financial Services, Inc. (OTC:EFSI): Debt to assets
Jun 2023	1776716000	1.67B	94.15%
Sep 2023	1801470000	1.70B	94.38%
Dec 2023	1825597000	1.71B	94.06%
Mar 2024	1782901000	1.67B	93.96%

Eagle Financial Services, Inc. (OTC:EFSI): Cash Flow
Jun 2023	-2.40M	-64.54M	17.13M
Sep 2023	15.07M	33.92M	14.14M
Dec 2023	-7.93M	-22.63M	26.88M
Mar 2024	6.52M	26.02M	-43.26M

Eagle Financial Services alternative data

Eagle Financial Services
Employees

Eagle Financial Services, Inc. (OTC:EFSI): Employee count
Aug 2023	237
Sep 2023	275
Oct 2023	275
Nov 2023	275
Dec 2023	245
Jan 2024	245
Feb 2024	241
Mar 2024	241
Apr 2024	241
May 2024	234
Jun 2024	234
Jul 2024	238

Eagle Financial Services
Hedge Funds Holdings Q1 2023

1.34% 0.00%

of EFSI is owned by hedge funds

1 +0

hedge funds hold EFSI stock

46.62K +0

shares is hold by hedge funds

EFSI hedge funds holdings changes

Eagle Financial Services
Insider Trading

Eagle Financial Services, Inc. (OTC:EFSI): Insider trades (number of shares)
Period	Buy	Sel
Mar 2023	1000	0
May 2023	500	0
Aug 2023	129	0
Jan 2024	75	0

Transaction	Date	Insider	Security	Shares	Price per share	Total value
Purchase	31 Jan 2024	MILLESON JOHN R director director	Common Stock, $2.50 Par Value	75	$29.98	$2,249
Purchase	10 Aug 2023	PURRINGTON DEBRA L officer: EXECUTIVE OFFICER officer: EXECUTIVE OFFICER	Common Stock, $2.50 Par Value	9	$30.99	$279
Purchase	1 Aug 2023	MILLESON JOHN R director director	Common Stock, $2.50 Par Value	120	$31.76	$3,811
Purchase	4 May 2023	LOREY BRANDON CRAIG director, officer..	Common Stock, $2.50 Par Value	500	$32.5	$16,250
Purchase	13 Mar 2023	GILPIN THOMAS T director director	Common Stock, $2.50 Par Value	100	$34	$3,400
Purchase	13 Mar 2023	GILPIN THOMAS T director director	Common Stock, $2.50 Par Value	900	$33	$29,700
Purchase	4 Aug 2022	MILLESON JOHN R director director	Common Stock, $2.50 Par Value	100	$36.2	$3,620
Purchase	22 Feb 2022	MILLESON JOHN R director director	Common Stock, $2.50 Par Value	175	$35.95	$6,291
Purchase	20 Aug 2021	MILLESON JOHN R director director	Common Stock, $2.50 Par Value	150	$34.5	$5,175
Sale	8 Mar 2021	HAMBERGER SCOTT M director director	Common Stock, $2.50 Par Value	470	$30.35	$14,265

EFSI insider trading transactions

Eagle Financial Services
Executives

Insider	Age	Since	Compensation
Mr. Brandon Craig Lorey (1969) Pres, Chief Executive Officer & Director	56		$644,600
Ms. Kathleen J. Chappell (1967) Executive Vice President & Chief Financial Officer	58		$279,610

Frequently Asked Questions (FAQ)

What's the price of Eagle Financial Services stock today?

One share of Eagle Financial Services stock can currently be purchased for approximately $34.91.
When is Eagle Financial Services's next earnings date?

Eagle Financial Services, Inc. is estimated to report earnings on Thursday, 23 Oct 2025.
Does Eagle Financial Services pay dividends?

Yes, Eagle Financial Services pays dividends and its trailing 12-month yield is 3.32% with 37% payout ratio. The last Eagle Financial Services stock dividend of $0.28 was paid on 26 Sep 2025.
How much money does Eagle Financial Services make?

Eagle Financial Services has a market capitalization of 127.38M and it's past years’ income statements indicate that its last revenue has increased compared to the previous period by 2.72% to 63.03M US dollars.
What is Eagle Financial Services's stock symbol?

Eagle Financial Services, Inc. is traded on the OTC under the ticker symbol "EFSI".
What is Eagle Financial Services's primary industry?

Company operates in the Financial Services sector and Banks—Regional industry.
How do i buy shares of Eagle Financial Services?

Shares of Eagle Financial Services can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Who are Eagle Financial Services's key executives?
Eagle Financial Services's management team includes the following people:
- Mr. Brandon Craig Lorey Pres, Chief Executive Officer & Director(age: 56, pay: $644,600)
- Ms. Kathleen J. Chappell Executive Vice President & Chief Financial Officer(age: 58, pay: $279,610)
How many employees does Eagle Financial Services have?

As Jul 2024, Eagle Financial Services employs 238 workers, which is 2% more then previous month and 1% less then previous quarter.
When Eagle Financial Services went public?

Eagle Financial Services, Inc. is publicly traded company for more then 24 years since IPO on 5 Jul 2001.
What is Eagle Financial Services's official website?

The official website for Eagle Financial Services is bankofclarke.bank.
Where are Eagle Financial Services's headquarters?

Eagle Financial Services is headquartered at 2 East Main Street, Berryville, VA.
How can i contact Eagle Financial Services?

Eagle Financial Services's mailing address is 2 East Main Street, Berryville, VA and company can be reached via phone at +54 09552510.

Eagle Financial Services, Inc.

bankofclarke.bank

Exchange:

OTC

Full time employees:

241

Industry:

Banks—Regional

Sector:

Financial Services

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke County that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers personal and retirement plan services; investment services comprising tax-deferred annuities, IRAs and rollovers, mutual funds, retirement plans, college savings plans, life insurance, long term care insurance, fixed income investing, brokerage CDs, and full service or discount brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through twelve full-service branches, two loan production offices, one wealth management office, and one drive-through only facility, as well as 13 ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.

+54 09552510

2 East Main Street
Berryville, VA 22611

CIK: 0000880641
ISIN: US26951R1041
: