Elevate Credit
Financial ratios & Valuation

Historical Multiples (2013 – 2021)

2013 2014 2015 2016 2017 2018 2019 2020 2021 TTM Median
Valuation Ratios
Price/Earnings ratio
-4.66-3.83-11.84-9.36-36.9215.866.054.51-3.02-0.85-23.14
Price/Sales ratio
2.900.760.540.360.370.250.260.350.240.110.31
Price/Book Value ratio
2.234.017.0615.432.651.691.240.990.930.342.17
Price/Cash Flow ratio
-13.453.761.830.840.820.540.520.770.650.350.68
Price/Free Cash Flow ratio
-7.324.531.970.870.870.590.560.830.730.410.73
Price/Earnings Growth ratio
N/A-0.170.17-0.330.48-0.060.030.230.01-0.000.21
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
0.35%11.70%28.83%31.01%33.09%34.41%40.50%60.17%42.07%30.45%33.75%
Operating Profit Margin
-72.68%-22.33%2.06%8.23%10.52%12.06%14.91%25.83%-0.50%-0.14%11.29%
Pretax Profit Margin
-72.30%-27.57%-5.66%-4.36%0.44%1.76%5.94%10.12%-9.93%-14.55%1.10%
Net Profit Margin
-62.21%-19.95%-4.58%-3.85%-1.02%1.59%4.30%7.77%-8.06%-13.63%0.28%
Effective Tax Rate
16.82%27.44%18.95%11.65%329.38%10.11%27.56%23.15%18.80%6.29%169.75%
Return on Assets
-39.29%-20.87%-4.85%-3.92%-1.00%1.66%4.10%5.40%-4.72%-8.58%0.32%
Return On Equity
-47.77%-104.66%-59.65%-164.90%-7.19%10.71%20.56%22.09%-30.83%-41.44%1.75%
Return on Capital Employed
-55.50%-26.55%2.39%9.39%11.58%13.96%15.34%19.57%-0.33%-0.09%12.77%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/A8.169.0912.0610.71N/A15.8211.99
Quick Ratio
3.126.519.898.228.169.0912.0610.717.2215.828.19
Cash ratio
0.220.930.820.870.540.781.543.570.9714.840.70
Days of Sales Outstanding
289.75216.73250.43275.31308.29278.19289.77299.81461.70N/A293.24
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
289.75216.73250.43275.31308.29278.19289.77299.81461.70N/A293.24
Days of Payables Outstanding
54.7216.1615.769.9315.2011.5712.5414.9023.28N/A13.38
Cash Conversion Cycle
235.03200.57234.66265.37293.08266.62277.22284.90438.42N/A279.85
Debt Ratios
Debt Ratio
0.170.660.820.86N/AN/A0.720.670.720.78N/A
Debt Equity Ratio
0.213.3410.1836.44N/AN/A3.632.744.723.66N/A
Long-term Debt to Capitalization
N/A0.770.910.97N/AN/A0.780.730.82N/AN/A
Total Debt to Capitalization
N/A0.770.910.97N/AN/A0.780.730.82N/AN/A
Interest Coverage Ratio
N/AN/AN/AN/A0.971.191.672.45N/A-0.011.08
Cash Flow to Debt Ratio
N/A0.310.370.50N/AN/A0.650.460.30N/AN/A
Company Equity Multiplier
1.215.0112.2942.027.156.445.004.086.524.666.80
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-0.210.200.290.420.450.460.490.450.370.320.45
Free Cash Flow / Operating Cash Flow Ratio
1.830.820.920.960.940.920.930.920.880.860.93
Cash Flow Coverage Ratio
N/A0.310.370.50N/AN/A0.650.460.30N/AN/A
Short Term Coverage Ratio
N/AN/AN/A241.66N/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A