Enova International, Inc. – NYSE:ENVA

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$107.64

+9.76

+9.97%

Market closed

Open in 3 days

+48.64%

month

+48.64%

quarter

+74.07%

year

Market Cap	2.51B
Enterprise value	3.60B

P/E	7.22
EV/Sales	2.07
EV/EBITDA	9.13
Price/Sales	0.81
Price/Book	1.19
PEG ratio	-0.80
EPS	5.79

Revenue	2.24B
EBITDA	387.25M
Income	172.62M
Revenue Q/Q	26.20%
Revenue Y/Y	22.39%

Profit margin	11.95%
Oper. margin	23.41%
Gross margin	65.67%
EBIT margin	23.41%
EBITDA margin	17.26%

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10 years history
Forward ratios (Analysts estimates)

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Enova International Stock Forecast

M Q Y

Last Year

$104

Potential downside: -3.38%

Analysts Price target
Financials & Ratios estimates

Enova International, Inc. (NYSE:ENVA): Profit margin
Jun 2023	499.43M	48.14M	9.64%
Sep 2023	551.36M	41.28M	7.49%
Dec 2023	583.59M	34.76M	5.96%
Mar 2024	609.88M	48.42M	7.94%

Enova International, Inc. (NYSE:ENVA): Debt to assets
Jun 2023	3907907000	2.65B	68.03%
Sep 2023	4103053000	2.84B	69.27%
Dec 2023	4585536000	3.34B	72.95%
Mar 2024	4636527000	3.48B	75.19%

Enova International, Inc. (NYSE:ENVA): Cash Flow
Jun 2023	299.32M	-278.04M	-48.62M
Sep 2023	271.24M	-444.96M	108.63M
Dec 2023	314.28M	-566.21M	432.97M
Mar 2024	348.56M	-443.18M	-53.97M

Enova International alternative data

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Enova International
Employees

Enova International, Inc. (NYSE:ENVA): Employee count
Aug 2023	1,804
Sep 2023	1,804
Oct 2023	1,804
Nov 2023	1,804
Dec 2023	1,804
Jan 2024	1,804
Feb 2024	1,804
Mar 2024	1,675
Apr 2024	1,675
May 2024	1,675
Jun 2024	1,675
Jul 2024	1,675

Enova International
Hedge Funds Holdings Q3 2022

76.97% -6.66%

of ENVA is owned by hedge funds

167 -11

hedge funds hold ENVA stock

25.77M -3.39M

shares is hold by hedge funds

ENVA hedge funds holdings changes

Enova International
Insider Trading

Enova International, Inc. (NYSE:ENVA): Insider trades (number of shares)
Period	Buy	Sel
Feb 2024	0	13390
Apr 2024	0	22278
May 2024	0	93053
Jul 2024	0	36725
Aug 2024	0	45000
Oct 2024	0	64570
Nov 2024	0	41314
Dec 2024	0	20000

Transaction	Date	Insider	Security	Shares	Price per share	Total value
Sale	4 Dec 2024	FISHER DAVID director, officer..	Common Stock, par value $0.00001 per share	10,000	$106.25	$1,062,540
Sale	3 Dec 2024	FISHER DAVID director, officer..	Common stock, par value $0.00001 per share	10,000	$105.59	$1,055,870
Sale	27 Nov 2024	FISHER DAVID director, officer..	Common stock, par value $0.00001 per share	10,000	$105.73	$1,057,280
Sale	26 Nov 2024	FISHER DAVID director, officer..	Common stock, par value $0.00001 per share	10,000	$105.47	$1,054,670
Option	11 Nov 2024	RAHILLY SEAN officer: General ..	Common stock, par value $0.00001 per share	8,000	$23.96	$191,680
Sale	11 Nov 2024	RAHILLY SEAN officer: General ..	Common stock, par value $0.00001 per share	8,000	$102.98	$823,872
Option	11 Nov 2024	RAHILLY SEAN officer: General ..	Non-Qualified Stock Option (right to buy) with limited SAR	8,000	$23.96	$191,680
Sale	6 Nov 2024	FISHER DAVID director, officer..	Common Stock, par value $0.00001 per share	13,314	$101.74	$1,354,566
Sale	30 Oct 2024	CUNNINGHAM STEVEN E officer: Chief Fi..	Common Stock, par value $0.00001 per share	2,455	$89.75	$220,336
Sale	28 Oct 2024	CHARTIER KIRK officer: Chief St..	Common stock, par value $0.00001 per share	4,841	$87.71	$424,604

ENVA insider trading transactions

Enova International
Earnings Call Transcripts

Quarter	Transcript
Q1 2024 23 Apr 2024	Q1 2024 Earnings Call Transcript
Q4 2023 30 Jan 2024	Q4 2023 Earnings Call Transcript
Q3 2023 24 Oct 2023	Q3 2023 Earnings Call Transcript
Q2 2023 25 Jul 2023	Q2 2023 Earnings Call Transcript

ENVA earnings call transcripts

Enova International
Executives

Insider	Age	Compensation
Mr. David A. Fisher J.D. (1969) Chairman, Pres & Chief Executive Officer	56	$2,340,000
Mr. Steven E. Cunningham (1970) Executive Vice President, Treasurer & Chief Financial Officer	55	$1,220,000
Mr. Kirk L. F. Chartier (1964) Chief Marketing Officer & Executive Vice President	61	$906,420
Mr. Sean Rahilly (1973) Gen. Counsel, Chief Compliance Officer & Sec.	52	$764,370

Enova International
Latest News

Thursday, 19 December 2024
10:00	Enova Earns 12th Consecutive Recognition as Best Place to Work in IT	prnewswire.com
Wednesday, 18 December 2024
13:45	3 Consumer Loan Stocks to Buy as Fed Plans to Lower Rates in 2025	zacks.com
Wednesday, 11 December 2024
02:59	S&P 600 rally to cool but these six small-cap stocks could continue to grow	invezz.com
Tuesday, 3 December 2024
09:05	Buy 5 Financial Technology Stocks in December and Hold for Long Term	zacks.com
Monday, 2 December 2024
05:21	Best Value Stocks to Buy for December 2nd	zacks.com
Tuesday, 26 November 2024
10:20	Enova International, Inc. (ENVA) Soars to 52-Week High, Time to Cash Out?	zacks.com
09:00	New Report: Main Street Businesses Bullish on Future Growth	prnewswire.com
Monday, 18 November 2024
13:00	Enova International (ENVA) Is Up 14.89% in One Week: What You Should Know	zacks.com
Thursday, 14 November 2024
13:45	Here is Why Growth Investors Should Buy Enova International (ENVA) Now	zacks.com
Thursday, 7 November 2024
10:20	Enova International, Inc. (ENVA) Hits Fresh High: Is There Still Room to Run?	zacks.com
Tuesday, 5 November 2024
09:16	Buy These 2 Consumer Loan Stocks Despite Industry Challenges	zacks.com
Friday, 1 November 2024
10:11	Now is the Time to Accumulate 5 Relative Price Strength Stocks	zacks.com
Wednesday, 30 October 2024
10:46	Are Investors Undervaluing Enova International (ENVA) Right Now?	zacks.com
Tuesday, 29 October 2024
13:46	3 Reasons Why Growth Investors Shouldn't Overlook Enova International (ENVA)	zacks.com
Monday, 28 October 2024
10:40	Best Value Stocks to Buy for October 28th	zacks.com
09:50	Despite Fast-paced Momentum, Enova International (ENVA) Is Still a Bargain Stock	zacks.com
Wednesday, 23 October 2024
14:14	Enova's Strong Earnings Signal Continued Growth Potential	seekingalpha.com
Tuesday, 22 October 2024
22:06	Enova International, Inc. (ENVA) Q3 2024 Earnings Call Transcript	seekingalpha.com
18:30	Enova International (ENVA) Tops Q3 Earnings and Revenue Estimates	zacks.com
16:16	Enova Reports Third Quarter 2024 Results	prnewswire.com
Tuesday, 15 October 2024
11:06	Enova International (ENVA) Reports Next Week: Wall Street Expects Earnings Growth	zacks.com
Tuesday, 8 October 2024
16:16	Enova Announces Date of Third Quarter 2024 Financial Results Conference Call	prnewswire.com
Thursday, 26 September 2024
09:00	New Report: Main Street Optimism Remains High as Digital Financing and Payment Solutions Expand	prnewswire.com
Wednesday, 21 August 2024
09:50	Enova International (ENVA) Is Attractively Priced Despite Fast-paced Momentum	zacks.com
Thursday, 15 August 2024
11:12	Enova (ENVA) Announces New $300M Share Repurchase Program	zacks.com
Wednesday, 14 August 2024
13:47	Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think "Yes"	zacks.com
Monday, 12 August 2024
16:16	ENOVA ANNOUNCES NEW $300 MILLION SHARE REPURCHASE PROGRAM	prnewswire.com
16:16	ENOVA ANNOUNCES CLOSING OF $500.0 MILLION OF SENIOR UNSECURED NOTES DUE 2029	prnewswire.com
08:00	Enova International, Inc. Announces Early Tender Results and Receipt of Requisite Consents	prnewswire.com
Monday, 29 July 2024
13:45	3 Reasons Why Growth Investors Shouldn't Overlook Enova International (ENVA)	zacks.com

Ideas & Opinions

Seeking Alpha 30 May 2025

5 Alpha Generating Monsters
Seeking Alpha 21 May 2025

Enova International: Higher Valuation Despite Positive Net Debt (Buy)
Seeking Alpha 19 May 2025

Enova International: Growing Too Fast To Ignore
Seeking Alpha 10 Jul 2023

Enova: Small Upside, But Not A Screaming Buy
Seeking Alpha 17 Mar 2023

Enova: Significant Changes In Business, Insignificant Changes In Valuation
Seeking Alpha 5 Nov 2021

Depth Check - Enova International: Q3 Earnings Support The Investment Thesis
Seeking Alpha 21 Oct 2021

OppFi: A Real Fintech Trading Like A Value Stock, 50% Plus Upside
Seeking Alpha 11 Aug 2021

Enova: Big Regulatory Risks - But Over 100% Upside At Present Prices
Seeking Alpha 5 Jul 2021

Top Piotroski-Graham Long-Term Value Stocks: July 2021 Semi-Annual Selections
Seeking Alpha 16 May 2021

Enova: More Than Just A Simple Loan Provider

Frequently Asked Questions (FAQ)

What's the price of Enova International stock today?

One share of Enova International stock can currently be purchased for approximately $107.64.
When is Enova International's next earnings date?

Unfortunately, Enova International's (ENVA) next earnings date is currently unknown.
Does Enova International pay dividends?

No, Enova International does not pay dividends.
How much money does Enova International make?

Enova International has a market capitalization of 2.51B and it's past years’ income statements indicate that its last revenue has increased compared to the previous period by 21.98% to 2.12B US dollars.
What is Enova International's stock symbol?

Enova International, Inc. is traded on the NYSE under the ticker symbol "ENVA".
What is Enova International's primary industry?

Company operates in the Financial Services sector and Financial - Credit Services industry.
How do i buy shares of Enova International?

Shares of Enova International can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Who are Enova International's key executives?
Enova International's management team includes the following people:
- Mr. David A. Fisher J.D. Chairman, Pres & Chief Executive Officer(age: 56, pay: $2,340,000)
- Mr. Steven E. Cunningham Executive Vice President, Treasurer & Chief Financial Officer(age: 55, pay: $1,220,000)
- Mr. Kirk L. F. Chartier Chief Marketing Officer & Executive Vice President(age: 61, pay: $906,420)
- Mr. Sean Rahilly Gen. Counsel, Chief Compliance Officer & Sec.(age: 52, pay: $764,370)
How many employees does Enova International have?

As Jul 2024, Enova International employs 1,675 workers.
When Enova International went public?

Enova International, Inc. is publicly traded company for more then 10 years since IPO on 13 Nov 2014.
What is Enova International's official website?

The official website for Enova International is enova.com.
Where are Enova International's headquarters?

Enova International is headquartered at 175 West Jackson Boulevard, Chicago, IL.
How can i contact Enova International?

Enova International's mailing address is 175 West Jackson Boulevard, Chicago, IL and company can be reached via phone at +31 25684200.
What is Enova International stock forecast & price target?

Based on 4 Wall Street analysts` predicted price targets for Enova International in the last 12 months, the avarage price target is $104. The average price target represents a -3.38% change from the last price of $107.64.

Enova International, Inc.

enova.com

Exchange:

NYSE

Full time employees:

1,675

Industry:

Financial - Credit Services

Sector:

Financial Services

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.

+31 25684200

175 West Jackson Boulevard
Chicago, IL 60604

CIK: 0001529864
ISIN: US29357K1034
CUSIP: 29357K103