Esquire Financial Holdings
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
17.67
Price/Sales ratio
6.76
Earnings per Share (EPS)
$5.41

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
1.52K58.4326.9633.7618.3813.6111.2713.1211.589.4014.7314.73
Price/Sales ratio
5.314.583.844.844.514.192.733.633.924.195.344.51
Price/Book Value ratio
1.611.381.451.471.731.731.121.632.081.942.641.73
Price/Cash Flow ratio
140.6443.6412.0430.9117.0312.939.127.828.519.0913.0813.08
Price/Free Cash Flow ratio
266.7346.1420.8232.4618.1313.5111.428.678.799.7814.9314.93
Price/Earnings Growth ratio
N/A0.020.216.300.180.22-1.020.310.200.220.140.22
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/A0.65%0.96%0.76%N/A
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%95.96%95.26%96.84%96.43%96.95%96.69%96.66%76.95%96.84%
Operating Profit Margin
6.46%15.35%25.77%74.43%36.90%41.67%32.95%35.08%45.80%65.00%56.24%36.90%
Pretax Profit Margin
3.85%12.29%23.19%27.72%33.5%41.67%32.95%35.08%46.04%60.81%46.57%33.5%
Net Profit Margin
0.34%7.84%14.26%14.36%24.53%30.79%24.22%27.69%33.84%44.63%34.05%24.53%
Effective Tax Rate
90.95%36.16%38.49%48.19%26.75%26.09%26.49%21.06%26.50%26.61%26.87%26.75%
Return on Assets
0.01%0.33%0.66%0.68%1.31%1.77%1.34%1.52%2.04%2.53%2.34%1.31%
Return On Equity
0.10%2.37%5.40%4.37%9.41%12.73%10.00%12.47%18.03%20.65%19.53%9.41%
Return on Capital Employed
0.22%0.65%6.53%16.85%2.91%3.21%2.93%2.95%2.84%3.69%3.87%2.91%
Liquidity Ratios
Current Ratio
N/AN/AN/A0.090.050.08N/AN/AN/AN/AN/A0.08
Quick Ratio
73.08102.680.520.521.001.360.871.237.19N/AN/A1.36
Cash ratio
73.0828.650.120.100.140.300.180.364.22N/AN/A0.30
Days of Sales Outstanding
N/A34.65N/A40.7939.5325.7631.7323.6624.9836.2628.8928.89
Days of Inventory outstanding
N/AN/AN/A-16.36K-7.45K-16.40K-23.86K-37.65KN/AN/AN/A-7.45K
Operating Cycle
N/AN/AN/A-16.32K-7.41K-16.38K-23.83K-37.62K24.9836.2628.89-7.41K
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/A-16.32K-7.41K-16.38K-23.83K-37.62K24.9836.2628.89-7.41K
Debt Ratios
Debt Ratio
0.000.000.000.000.000.000.00N/AN/AN/AN/A0.00
Debt Equity Ratio
0.010.000.000.000.000.000.00N/AN/AN/AN/A0.00
Long-term Debt to Capitalization
0.010.000.000.000.000.000.00N/AN/AN/AN/A0.00
Total Debt to Capitalization
0.010.000.000.000.000.000.00N/AN/AN/AN/A0.00
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A30.90N/AN/AN/A5.54N/A
Cash Flow to Debt Ratio
1.134.1117.0314.31105.93173.19318.16N/AN/AN/AN/A173.19
Company Equity Multiplier
8.587.138.146.397.157.187.428.208.828.147.667.15
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.030.100.310.150.260.320.290.460.460.460.380.26
Free Cash Flow / Operating Cash Flow Ratio
0.520.940.570.950.930.950.790.900.960.920.930.95
Cash Flow Coverage Ratio
1.134.1117.0314.31105.93173.19318.16N/AN/AN/AN/A173.19
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/AN/A7.53%9.06%11.14%N/A