Farmers Bancorp (Frankfort IN)
Financial ratios & Valuation

Historical Multiples (2016 – 2022)

2016 2017 2019 2020 2022 TTM Median
Valuation Ratios
Price/Earnings ratio
7.3411.289.948.908.0513.1410.61
Price/Sales ratio
2.003.362.952.352.631.852.65
Price/Book Value ratio
0.911.371.230.921.460.931.08
Price/Cash Flow ratio
8.2211.779.687.616.7748.1810.73
Price/Free Cash Flow ratio
8.6112.1310.507.937.6955.0311.32
Price/Earnings Growth ratio
N/A1.510.51-2.111.320.120.32
Dividend Yield
3.97%2.44%3.03%3.06%2.77%3.84%2.74%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%133.21%100%
Operating Profit Margin
34.16%41.45%36.80%31.40%39.61%50.18%39.13%
Pretax Profit Margin
33.71%40.92%35.97%31.28%39.01%13.27%33.62%
Net Profit Margin
27.25%29.83%29.75%26.42%32.65%12.33%28.09%
Effective Tax Rate
19.17%27.10%17.28%15.52%16.28%29.14%22.19%
Return on Assets
1.32%1.35%1.52%1.24%1.39%0.53%1.38%
Return On Equity
12.41%12.22%12.46%10.44%18.15%7.61%11.45%
Return on Capital Employed
2.43%2.93%2.93%2.52%2.59%7.52%2.93%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/A0.06N/A
Quick Ratio
0.100.080.090.130.080.060.11
Cash ratio
-0.08-0.06-0.080.120.070.03-0.07
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.050.070.040.010.030.130.06
Debt Equity Ratio
0.560.710.350.120.401.790.53
Long-term Debt to Capitalization
0.240.070.060.110.280.540.07
Total Debt to Capitalization
0.350.410.260.110.280.640.33
Interest Coverage Ratio
N/AN/AN/AN/AN/A1.87N/A
Cash Flow to Debt Ratio
0.190.160.360.980.530.010.67
Company Equity Multiplier
9.389.048.198.3813.0213.308.62
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.240.280.300.300.380.030.30
Free Cash Flow / Operating Cash Flow Ratio
0.950.960.920.960.8810.94
Cash Flow Coverage Ratio
0.190.160.360.980.530.010.67
Short Term Coverage Ratio
0.470.180.45N/AN/A0.030.22
Dividend Payout Ratio
29.22%27.63%30.19%27.31%22.37%N/A28.75%