Next earnings date: 22 Oct 2025

First Citizens BancShares, Inc. – OTC:FCNCB

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$1,625

-134.01

-7.62%

Market open

Closed in about 1 hour

+12.76%

month

+12.76%

quarter

+36.04%

year

Market Cap	11.55B
Enterprise value	65.76B

P/E	11.83
EV/Sales	4.58
EV/EBITDA	21.98
Price/Sales	2.05
Price/Book	1.34
PEG ratio	3.56
EPS	180.26

Revenue	12.48B
EBITDA	2.19B
Income	2.67B
Revenue Q/Q	194.90%
Revenue Y/Y	303.26%

Profit margin	18.07%
Oper. margin	22.67%
Gross margin	72.51%
EBIT margin	22.67%
EBITDA margin	17.6%

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First Citizens BancShares, Inc. (OTC:FCNCB): Profit margin
Jun 2023	2.51B	682M	27.17%
Sep 2023	2.53B	752M	29.62%
Dec 2023	3.73B	514M	13.77%
Mar 2024	3.70B	731M	19.74%

First Citizens BancShares Financials Estimate

Q Y

First Citizens BancShares, Inc. (OTC:FCNCB): Analyst Estimates
Mar 2024	3.70B	731M	19.74%
Sep 2025	2.25B	710.67M	31.58%
Oct 2025	2.21B	724.01M	32.64%
Dec 2025	2.22B	757.54M	33.98%

Analysts Price target
Financials & Ratios estimates

First Citizens BancShares, Inc. (OTC:FCNCB): Earnings per share (EPS)
2024-10-24	47.24	44.45

First Citizens BancShares, Inc. (OTC:FCNCB): Payout ratio
Payout ratio	5.98%

First Citizens BancShares, Inc. (OTC:FCNCB): Dividend Yield
2019	0.31%
2020	0.53%
2021	0.51%
2022	0.7%
2023	0.57%

First Citizens BancShares, Inc. (OTC:FCNCB): Debt to assets
Jun 2023	209502000000	189.73B	90.56%
Sep 2023	213765000000	193.37B	90.46%
Dec 2023	215155000000	193.98B	90.16%
Mar 2024	217836000000	195.98B	89.97%

First Citizens BancShares, Inc. (OTC:FCNCB): Cash Flow
Jun 2023	916M	3.91B	-5.51B
Sep 2023	1.20B	-3.75B	2.42B
Dec 2023	920M	-377M	-426M
Mar 2024	426M	-4.25B	3.62B

First Citizens BancShares alternative data

First Citizens BancShares
Employees

First Citizens BancShares, Inc. (OTC:FCNCB): Employee count
Aug 2023	10,375
Sep 2023	10,375
Oct 2023	10,375
Nov 2023	10,375
Dec 2023	10,375
Jan 2024	10,375
Feb 2024	10,375
Mar 2024	15,715
Apr 2024	15,715
May 2024	15,715
Jun 2024	15,715
Jul 2024	15,715

First Citizens BancShares
Hedge Funds Holdings Q1 2023

0.13% -0.00%

of FCNCB is owned by hedge funds

2 +1

hedge funds hold FCNCB stock

19.76K -490

shares is hold by hedge funds

FCNCB hedge funds holdings changes

First Citizens BancShares
Insider Trading

First Citizens BancShares, Inc. (OTC:FCNCB): Insider trades (number of shares)
Period	Buy	Sel
Mar 2021	1158	0
Jan 2022	321	0
Feb 2022	2150	0

Transaction	Date	Insider	Security	Shares	Price per share	Total value
Purchase	24 Feb 2022	LUDWIG WEST officer: Chief Human Resources Officer officer: Chief Human Resources ..	Class A Common Stock	150	$725.86	$108,879
Purchase	23 Feb 2022	DURHAM HAROLD LEE JR director director	5.625% Non-Cumulative Perpetual Preferred Stock Series C	2,000	$24.6	$49,200
Purchase	31 Jan 2022	WARD JEFFERY L officer: Chief St..	Class A Common	172	$749.66	$128,942
Purchase	31 Jan 2022	WARD JEFFERY L officer: Chief St..	Class A Common	172	$749.66	$128,942
Purchase	31 Jan 2022	WARD JEFFERY L officer: Chief St..	Class A Common	172	$749.66	$128,942
Purchase	27 Jan 2022	NIX CRAIG L officer: Chief Fi..	Class A Common	29	$770.26	$22,338
Purchase	27 Jan 2022	NIX CRAIG L officer: Chief Fi..	Class A Common	29	$770.26	$22,338
Purchase	27 Jan 2022	NIX CRAIG L officer: Chief Fi..	Class A Common	100	$770.23	$77,023
Purchase	27 Jan 2022	NIX CRAIG L officer: Chief Fi..	Class A Common	100	$770.23	$77,023
Purchase	27 Jan 2022	HOPPE ROBERT R director director	Class A Common	20	$785.43	$15,709

FCNCB insider trading transactions

First Citizens BancShares
Executives

Insider	Age	Compensation
Mr. Frank Brown Holding Jr. (1961) Chairman & Chief Executive Officer	64	$3,860,000
Ms. Hope Holding Bryant (1963) Vice Chairman & Corporation Sales Executive	62	$2,310,000
Mr. Peter McDonald Bristow (1966) Pres, Corporation Sales Executive & Director	59	$2,310,000
Mr. Craig Lockwood Nix (1972) Chief Financial Officer & Principal Accounting Officer	53	$2,140,000
Mr. Jeffery L. Ward (1961) Chief Strategy Officer	64	$1,480,000

Ideas & Opinions

Seeking Alpha 31 Dec 2024

First Horizon: What's Next After A Meaningful Re-Rating?
Seeking Alpha 26 Dec 2023

First Citizens BancShares: My Top Pick For 2024
Seeking Alpha 11 Oct 2023

It's Early, But The SVB Deal Still Looks Like A Winner For First Citizens BancShares
Seeking Alpha 1 May 2023

Never Waste A Crisis: JPMorgan Gets First Republic In A Deal To Expand High Net Worth Business
Seeking Alpha 10 Apr 2023

Dilution And M&A Coming To Banks
Seeking Alpha 28 Mar 2023

First Citizens BancShares Still Has Room To Run After 50% Gain
Seeking Alpha 28 Mar 2023

First Citizens BancShares Wins The Lottery With Acquisition Of Silicon Valley Bank
Seeking Alpha 27 Mar 2023

First Citizens BancShares: Leveraging FDIC Pain Into Potential Gains For Shareholders
Seeking Alpha 9 Feb 2023

First Citizens BancShares Offers Quality And Value, But Also Macro Sensitivity
Seeking Alpha 9 Nov 2022

First Citizens BancShares Off To A Good Start With Its Transformative Acquisition

Frequently Asked Questions (FAQ)

What's the price of First Citizens BancShares stock today?

One share of First Citizens BancShares stock can currently be purchased for approximately $1,625.
When is First Citizens BancShares's next earnings date?

First Citizens BancShares, Inc. is estimated to report earnings on Wednesday, 22 Oct 2025.
Does First Citizens BancShares pay dividends?

Yes, First Citizens BancShares pays dividends and its trailing 12-month yield is 0.32% with 6% payout ratio. The last First Citizens BancShares stock dividend of $0.47 was paid on 26 Sep 2025.
How much money does First Citizens BancShares make?

First Citizens BancShares has a market capitalization of 11.55B and it's past years’ income statements indicate that its last revenue has increased compared to the previous period by 67.45% to 7.6B US dollars. First Citizens BancShares earned 11.47B US dollars in net income (profit) last year or $44.45 on an earnings per share basis.
What is First Citizens BancShares's stock symbol?

First Citizens BancShares, Inc. is traded on the OTC under the ticker symbol "FCNCB".
What is First Citizens BancShares's primary industry?

Company operates in the Financial Services sector and Banks—Regional industry.
How do i buy shares of First Citizens BancShares?

Shares of First Citizens BancShares can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Who are First Citizens BancShares's key executives?
First Citizens BancShares's management team includes the following people:
- Mr. Frank Brown Holding Jr. Chairman & Chief Executive Officer(age: 64, pay: $3,860,000)
- Ms. Hope Holding Bryant Vice Chairman & Corporation Sales Executive(age: 62, pay: $2,310,000)
- Mr. Peter McDonald Bristow Pres, Corporation Sales Executive & Director(age: 59, pay: $2,310,000)
- Mr. Craig Lockwood Nix Chief Financial Officer & Principal Accounting Officer(age: 53, pay: $2,140,000)
- Mr. Jeffery L. Ward Chief Strategy Officer(age: 64, pay: $1,480,000)
How many employees does First Citizens BancShares have?

As Jul 2024, First Citizens BancShares employs 15,715 workers.
When First Citizens BancShares went public?

First Citizens BancShares, Inc. is publicly traded company for more then 28 years since IPO on 2 Jan 1997.
What is First Citizens BancShares's official website?

The official website for First Citizens BancShares is firstcitizens.com.
Where are First Citizens BancShares's headquarters?

First Citizens BancShares is headquartered at 4300 Six Forks Road, Raleigh, NC.
How can i contact First Citizens BancShares?

First Citizens BancShares's mailing address is 4300 Six Forks Road, Raleigh, NC and company can be reached via phone at +91 97167000.

First Citizens BancShares, Inc.

firstcitizens.com

Exchange:

OTC

Full time employees:

6,578

Industry:

Banks—Regional

Sector:

Financial Services

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

+91 97167000

4300 Six Forks Road
Raleigh, NC 27609

CIK: 0000798941
ISIN: US31946M2026
CUSIP: 31946M202