Fentura Financial
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
7.357.419.397.887.9110.116.647.856.578.2421.797.91
Price/Sales ratio
1.321.651.821.952.062.781.732.301.632.002.392.06
Price/Book Value ratio
0.871.070.821.150.891.150.881.040.770.861.400.89
Price/Cash Flow ratio
6.249.727.417.205.17-52.566.253.294.918.01452.195.17
Price/Free Cash Flow ratio
7.2311.808.1411.195.81-27.357.223.535.228.69445.445.81
Price/Earnings Growth ratio
-0.120.19-1.030.190.72-1.670.200.89-1.07-3.487.010.72
Dividend Yield
0.90%0.86%2.42%1.05%1.15%1.11%1.36%1.14%1.63%1.47%0.97%1.11%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%91.25%112.70%100%
Operating Profit Margin
27.25%33.68%29.36%41.90%47.06%34.46%32.69%36.82%42.32%32.70%15.74%34.46%
Pretax Profit Margin
27.25%33.68%29.36%32.99%32.04%34.46%32.69%36.82%31.05%30.32%13.77%34.46%
Net Profit Margin
17.99%22.26%19.36%24.78%26.06%27.48%26.09%29.39%24.87%24.30%11.15%27.48%
Effective Tax Rate
33.96%33.90%34.05%24.89%18.65%20.25%20.19%20.18%19.90%19.86%19.04%18.65%
Return on Assets
0.85%1.05%0.63%1.11%1.09%1.11%1.23%1.16%0.88%0.84%0.52%1.11%
Return On Equity
11.93%14.44%8.76%14.59%11.29%11.41%13.34%13.32%11.84%10.54%6.61%11.41%
Return on Capital Employed
1.30%1.60%0.96%1.88%1.98%1.41%1.56%1.48%1.51%1.13%1.39%1.41%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.58N/A
Quick Ratio
18.8513.85141.80282.42168.1815.3712.0922.3632.6426.700.5815.37
Cash ratio
7.236.1013.816.394.032.733.205.547.6613.030.232.73
Days of Sales Outstanding
20.7419.6230.1724.9428.40N/AN/A30.17N/A27.1118.81N/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A27.1118.81N/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A27.1118.81N/A
Debt Ratios
Debt Ratio
0.080.070.070.050.070.050.030.030.130.110.090.07
Debt Equity Ratio
1.231.070.980.740.770.600.420.401.761.431.220.77
Long-term Debt to Capitalization
0.550.510.470.420.340.370.290.280.630.580.550.34
Total Debt to Capitalization
0.550.510.490.420.430.370.290.280.630.580.550.43
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.60N/A
Cash Flow to Debt Ratio
0.110.100.110.210.22-0.030.330.790.080.070.00-0.03
Company Equity Multiplier
13.9813.7413.8813.1410.3410.2010.8011.3913.3912.5312.3410.34
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.210.160.240.270.39-0.050.270.700.330.240.00-0.05
Free Cash Flow / Operating Cash Flow Ratio
0.860.820.910.640.881.920.860.930.940.9210.88
Cash Flow Coverage Ratio
0.110.100.110.210.22-0.030.330.790.080.070.00-0.03
Short Term Coverage Ratio
N/AN/A1.12N/A0.68N/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
6.66%6.41%22.76%8.35%9.17%11.23%9.08%8.98%10.73%12.19%N/A11.23%