Fair Isaac
Financial ratios & Valuation

Forward Multiples (2025 – 2028)

2025202620272028
Price/Earnings ratio
54.2745.8831.0526.78
Price/Sales ratio
19.5317.5715.1713.68
Earnings per Share (EPS)
$25.52$30.18$44.6$51.71

Historical Multiples (2015 – 2024)

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM Median
Valuation Ratios
Price/Earnings ratio
30.6735.4333.8047.4545.7852.3029.1628.7250.5493.5244.0252.30
Price/Sales ratio
3.164.404.656.547.589.558.687.7914.3327.9212.147.58
Price/Book Value ratio
6.078.6710.1625.6230.3537.34-103.06-13.37-31.54-49.81-21.2037.34
Price/Cash Flow ratio
19.9520.9319.2130.2933.7833.8826.9721.0646.2775.7635.6433.78
Price/Free Cash Flow ratio
24.5723.7521.0635.2437.2136.0527.4621.3146.7076.8436.1036.10
Price/Earnings Growth ratio
-17.171.261.853.131.192.310.425.682.554.469.031.19
Dividend Yield
0.09%0.06%0.02%N/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
67.74%69.91%69.19%69.90%70.96%72.10%74.74%78.05%79.44%79.72%77.88%70.96%
Operating Profit Margin
16.39%19.24%19.00%19.99%21.85%22.86%24.39%39.38%42.47%42.71%40.37%21.85%
Pretax Profit Margin
13.02%16.40%16.23%18.20%18.62%19.85%35.93%34.22%36.57%37.38%34.60%18.62%
Net Profit Margin
10.31%12.41%13.75%13.79%16.56%18.26%29.78%27.12%28.36%29.85%27.59%16.56%
Effective Tax Rate
20.81%24.29%15.24%24.25%11.08%8.01%17.13%20.74%22.44%20.12%20.26%11.08%
Return on Assets
7.03%8.96%10.21%11.34%13.40%14.71%25.00%25.90%27.25%29.85%26.47%13.40%
Return On Equity
19.79%24.49%30.06%53.99%66.30%71.40%-353.41%-46.57%-62.41%-53.26%-49.59%71.40%
Return on Capital Employed
13.94%17.39%19.07%24.78%26.89%24.83%31.83%48.84%53.23%54.84%51.21%26.89%
Liquidity Ratios
Current Ratio
1.171.080.950.800.921.28N/AN/AN/AN/A1.360.92
Quick Ratio
1.171.080.950.800.921.280.981.461.511.621.260.92
Cash ratio
0.350.300.320.210.210.370.340.400.370.390.390.21
Days of Sales Outstanding
69.0969.4866.0194.2993.5894.2286.5285.4493.5590.6680.3794.22
Days of Inventory outstanding
0.00N/A0.000.00N/A0.000.000.000.00N/AN/A0.00
Operating Cycle
69.0969.4866.0194.2993.5894.2286.5285.4493.5590.6619.8194.22
Days of Payables Outstanding
26.7831.5924.8023.7925.0523.2722.7720.8622.3023.5519.8523.27
Cash Conversion Cycle
42.3037.8941.2070.5068.5270.9463.7464.5771.2467.1160.5170.94
Debt Ratios
Debt Ratio
0.490.460.480.600.570.510.831.311.191.281.540.57
Debt Equity Ratio
1.391.271.412.892.842.52-11.83-2.36-2.74-2.29-2.812.52
Long-term Debt to Capitalization
0.540.520.520.660.670.691.111.751.591.781.760.67
Total Debt to Capitalization
0.580.560.580.740.740.711.091.731.571.771.680.74
Interest Coverage Ratio
5.346.367.046.596.378.08N/AN/AN/AN/A7.106.37
Cash Flow to Debt Ratio
0.210.320.370.290.310.430.320.260.240.280.240.43
Company Equity Multiplier
2.812.732.944.754.944.85-14.13-1.79-2.28-1.78-1.814.85
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.150.210.240.210.220.280.320.360.300.360.340.22
Free Cash Flow / Operating Cash Flow Ratio
0.810.880.910.850.900.930.980.980.990.980.980.90
Cash Flow Coverage Ratio
0.210.320.370.290.310.430.320.260.240.280.240.43
Short Term Coverage Ratio
1.442.401.580.941.193.841.6916.989.3742.194.031.19
Dividend Payout Ratio
2.89%2.27%0.96%N/AN/AN/AN/AN/AN/AN/AN/AN/A