FinVolution Group
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
0.820.74
Price/Sales ratio
0.160.15
Earnings per Share (EPS)
$10.84$12.01

Historical Multiples (2015 – 2023)

2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
-350.3953.926.733.202.372.603.544.264.166.042.78
Price/Sales ratio
129.1722.241.881.810.940.680.930.860.770.560.81
Price/Book Value ratio
94.1835.022.011.330.700.610.830.780.700.920.81
Price/Cash Flow ratio
-131.7350.633.914.20-26.122.3314.1235.956.893.26-11.42
Price/Free Cash Flow ratio
-120.6953.634.114.40-21.312.3615.4744.7311.132.03-9.63
Price/Earnings Growth ratio
N/A-3.230.00-0.013.05-0.180.11-0.440.95-0.011.43
Dividend Yield
N/AN/AN/AN/A6.94%5.12%3.56%3.85%4.41%3.45%6.03%
Profitability Indicator Ratios
Gross Profit Margin
49.21%68.07%74.88%77.34%79.73%82.47%80.54%81.69%78.58%81.88%78.54%
Operating Profit Margin
-174.13%19.48%-60.59%-57.55%43.00%30.51%27.60%22.59%54.44%27.39%36.75%
Pretax Profit Margin
-34.63%45.21%34.98%60.23%47.90%32.05%28.89%24.57%22.05%20.26%39.97%
Net Profit Margin
-36.86%41.24%27.90%56.74%39.79%26.08%26.49%20.35%18.57%17.28%32.93%
Effective Tax Rate
-6.43%8.77%20.23%5.76%16.87%18.78%8.80%16.62%14.21%14.39%17.83%
Return on Assets
-9.78%23.35%12.58%18.78%12.96%13.25%13.83%10.59%10.99%9.77%13.10%
Return On Equity
-26.88%64.94%29.89%41.68%29.85%23.58%23.54%18.31%17.02%15.91%26.72%
Return on Capital Employed
-116.83%24.83%-54.85%-40.91%30.91%21.03%18.57%15.32%38.90%19.03%25.97%
Liquidity Ratios
Current Ratio
N/AN/A1.921.821.705.08N/AN/AN/A4.001.76
Quick Ratio
1.531.591.901.452.514.314.704.534.914.001.98
Cash ratio
0.200.330.430.230.230.671.080.731.351.200.23
Days of Sales Outstanding
494.01103.95108.42250.94574.2241.6972.87199.1463.97174.15374.18
Days of Inventory outstanding
N/AN/A0.76864.03-2.51K-941.12-541.12-651.1627.80N/A-1.25K
Operating Cycle
494.01103.95109.191.11K-1.94K-899.43-468.24-452.0291.77174.15-413.20
Days of Payables Outstanding
646.99396.51417.22335.17N/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
-152.97-292.56-308.03779.80-1.94K-899.43-468.24-452.0291.77174.15-580.78
Debt Ratios
Debt Ratio
0.02N/AN/A0.000.010.22N/AN/A0.000.000.11
Debt Equity Ratio
0.07N/AN/A0.000.020.39N/AN/A0.000.000.21
Long-term Debt to Capitalization
N/AN/AN/AN/AN/A0.28N/AN/AN/AN/A0.14
Total Debt to Capitalization
0.06N/AN/A0.000.020.28N/AN/A0.000.000.15
Interest Coverage Ratio
N/AN/A98.0330.7311.235.23N/AN/AN/AN/A8.23
Cash Flow to Debt Ratio
-9.59N/AN/A75.39-0.910.66N/AN/A245.55688.3637.24
Company Equity Multiplier
2.742.782.372.212.301.771.701.721.541.562.04
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-0.980.430.480.43-0.030.290.060.020.110.320.14
Free Cash Flow / Operating Cash Flow Ratio
1.090.940.950.951.220.980.910.800.610.861.10
Cash Flow Coverage Ratio
-9.59N/AN/A75.39-0.910.66N/AN/A245.55688.3637.24
Short Term Coverage Ratio
-9.59N/AN/A75.39-0.91N/AN/AN/A245.55688.3637.24
Dividend Payout Ratio
N/AN/AN/AN/A16.46%13.36%12.65%16.43%18.38%19.32%17.89%