1st Capital Bancorp
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
20.9319.5917.3424.8511.7611.8114.5010.686.9418.675.3711.81
Price/Sales ratio
3.133.143.053.483.053.232.502.651.761.611.433.23
Price/Book Value ratio
0.991.041.111.361.271.230.871.011.051.051.021.23
Price/Cash Flow ratio
11.8314.1111.4813.269.5411.656.9411.735.165.85-129.3511.65
Price/Free Cash Flow ratio
12.7517.2312.3017.8710.0112.798.3311.815.166.09-77.4912.79
Price/Earnings Growth ratio
1.931.600.61-2.440.091.40-0.380.150.50-0.310.071.40
Dividend Yield
N/AN/A0.00%0.00%0.00%0.00%N/AN/AN/AN/AN/A0.00%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%N/A100%
Operating Profit Margin
25.43%24.09%29.05%30.07%39.17%37.32%24.07%34.35%42.37%11.32%N/A37.32%
Pretax Profit Margin
25.43%25.77%29.05%30.07%35.83%37.32%24.07%34.35%34.53%11.32%36.38%35.83%
Net Profit Margin
14.97%16.04%17.61%14.01%26.01%27.40%17.28%24.88%25.44%8.63%26.65%26.01%
Effective Tax Rate
41.12%37.75%39.36%53.39%27.40%26.59%28.20%27.56%26.33%23.73%26.74%26.59%
Return on Assets
0.42%0.46%0.55%0.49%1.03%1.09%0.54%0.76%0.90%0.35%0.92%1.09%
Return On Equity
4.75%5.35%6.43%5.47%10.86%10.41%6.06%9.54%15.18%5.66%13.62%10.86%
Return on Capital Employed
0.71%0.69%0.92%1.05%1.55%1.49%0.75%1.05%1.51%1.38%N/A1.49%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
887.111.22K2.60K11.63K3.70K2.95K10.80K23.13K12.41K0.16N/A2.95K
Cash ratio
887.111.22K1.74K3.65K1.08K887.333.55K3.82K1.31K0.05N/A887.33
Days of Sales Outstanding
N/AN/AN/A26.8425.4623.9630.9767.71510.62N/A478.2225.46
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
N/AN/AN/AN/AN/AN/A0.000.010.010.020.95N/A
Debt Equity Ratio
N/AN/AN/AN/AN/AN/A0.060.180.260.3919.60N/A
Long-term Debt to Capitalization
N/AN/AN/AN/AN/AN/A0.060.150.200.280.23N/A
Total Debt to Capitalization
N/AN/AN/AN/AN/AN/A0.060.150.200.28N/AN/A
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
N/AN/AN/AN/AN/AN/A1.880.470.780.45N/AN/A
Company Equity Multiplier
11.2811.5511.5411.1610.519.4811.2012.4916.6915.8520.6010.51
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.260.220.260.260.320.270.360.220.340.27-0.010.27
Free Cash Flow / Operating Cash Flow Ratio
0.920.810.930.740.950.910.830.9910.961.660.95
Cash Flow Coverage Ratio
N/AN/AN/AN/AN/AN/A1.880.470.780.45N/AN/A
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/AN/A0.09%0.14%0.10%0.04%N/AN/AN/AN/AN/A0.04%