Next earnings date: 22 Oct 2025
Financial Institutions, Inc. – NASDAQ:FISI
Financial Institutions stock price today
$25.84
-1.17
-4.33%
Financial Health
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Market closed
Open in 3 days
Financial Institutions stock price monthly change
+31.37%
month
Financial Institutions stock price quarterly change
+31.37%
quarter
Financial Institutions stock price yearly change
+24.64%
year
Financial Institutions key metrics
Market Cap | 529.70M |
Enterprise value | 489.39M |
P/E | 8.19 |
EV/Sales | 1.47 |
EV/EBITDA | 9.99 |
Price/Sales | 1.58 |
Price/Book | 0.83 |
PEG ratio | 1.89 |
EPS | 2.52 |
Revenue | 285.21M |
EBITDA | 32.05M |
Income | 40.24M |
Revenue Q/Q | 69.17% |
Revenue Y/Y | 32.81% |
Profit margin | 15.37% |
Oper. margin | 15.75% |
Gross margin | 100% |
EBIT margin | 15.75% |
EBITDA margin | 11.24% |
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Sign up for freeFinancial Institutions stock price history
Financial Institutions stock forecast
Financial Institutions financial statements
Average Price Target
$33
Potential upside: 27.70%
Analysts Price target
Financials & Ratios estimates
| Jun 2023 | 53.33M | 14.37M | 26.95% |
|---|---|---|---|
| Sep 2023 | 51.77M | 14.02M | 27.08% |
| Dec 2023 | 91.31M | 9.78M | 10.71% |
| Mar 2024 | 88.79M | 2.07M | 2.33% |
| 2024-10-24 | 0.76 | 0.84 |
|---|
4.44%
Yield TTM
| Payout ratio | 39.17% |
|---|
| 2019 | 3.37% |
|---|---|
| 2020 | 4.98% |
| 2021 | 3.66% |
| 2022 | 5.08% |
| 2023 | 6.03% |
| Jun 2023 | 5580953000 | 5.71B | 102.41% |
|---|---|---|---|
| Sep 2023 | 6140149000 | 5.73B | 93.34% |
| Dec 2023 | 6178335000 | 5.72B | 92.64% |
| Mar 2024 | 6298598000 | 5.85B | 92.92% |
| Jun 2023 | 8.25M | -114.55M | 146.57M |
|---|---|---|---|
| Sep 2023 | 43.74M | -4.02M | -27.86M |
| Dec 2023 | -48.38M | -26.22M | 6.94M |
| Mar 2024 | 11.33M | -25.21M | 126.47M |
Financial Institutions alternative data
| Aug 2023 | 672 |
|---|---|
| Sep 2023 | 672 |
| Oct 2023 | 672 |
| Nov 2023 | 672 |
| Dec 2023 | 672 |
| Jan 2024 | 672 |
| Feb 2024 | 672 |
| Mar 2024 | 624 |
| Apr 2024 | 624 |
| May 2024 | 624 |
| Jun 2024 | 624 |
| Jul 2024 | 624 |
Financial Institutions other data
46.28%
-20.06%
of FISI is owned by hedge funds
65
-43
7.16M
-3.05M
shares is hold by hedge funds
What is insider trading?
| Period | Buy | Sel |
|---|---|---|
| Dec 2024 | 33400 | 0 |
| Transaction | Date | Insider | Security | Shares | Price per share | Total value | Source |
|---|---|---|---|---|---|---|---|
Purchase | BURRUANO SAMUEL J JR officer: Chief Legal Officer | Common Stock | 2,000 | $25 | $50,000 | ||
Purchase | GLASER ROBERT M director | Common Stock | 4,000 | $25 | $100,000 | ||
Purchase | LATELLA ROBERT N director | Common Stock | 4,000 | $25 | $100,000 | ||
Purchase | QUINN KEVIN B officer: Chief Comm Banking Off.. | Common Stock | 400 | $25 | $10,000 | ||
Purchase | COLLINS LAURIE R officer: Chief Human Resources .. | Common Stock | 2,000 | $25 | $50,000 | ||
Purchase | BYERS SANDRA L other: Principal Accounting Off.. | Common Stock | 800 | $25 | $20,000 | ||
Purchase | ZUPAN MARK director | Common Stock | 2,000 | $25 | $50,000 | ||
Purchase | BIRMINGHAM MARTIN KEARNEY officer: Presiden.. | Common Stock | 4,000 | $25 | $100,000 | ||
Purchase | PLANTS WILLIAM JACK II officer: Chief Financial Officer | Common Stock | 2,800 | $25 | $70,000 | ||
Purchase | HOLLIDAY SUSAN R director | Common Stock | 2,000 | $25 | $50,000 |
| Quarter | Transcript |
|---|---|
| Q1 2024 27 Apr 2024 | Q1 2024 Earnings Call Transcript |
| Q4 2023 26 Jan 2024 | Q4 2023 Earnings Call Transcript |
| Q3 2023 27 Oct 2023 | Q3 2023 Earnings Call Transcript |
| Q2 2023 28 Jul 2023 | Q2 2023 Earnings Call Transcript |
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What's the price of Financial Institutions stock today?
One share of Financial Institutions stock can currently be purchased for approximately $25.84.
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When is Financial Institutions's next earnings date?
Financial Institutions, Inc. is estimated to report earnings on Wednesday, 22 Oct 2025.
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Does Financial Institutions pay dividends?
Yes, Financial Institutions pays dividends and its trailing 12-month yield is 4.44% with 39% payout ratio. The last Financial Institutions stock dividend of $0.27 was paid on 3 Jan 2022.
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How much money does Financial Institutions make?
Financial Institutions has a market capitalization of 529.70M and it's past years’ income statements indicate that its last revenue has decreased compared to the previous period by 5.68% to 200.28M US dollars. Financial Institutions earned 50.26M US dollars in net income (profit) last year or $0.84 on an earnings per share basis.
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What is Financial Institutions's stock symbol?
Financial Institutions, Inc. is traded on the NASDAQ under the ticker symbol "FISI".
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What is Financial Institutions's primary industry?
Company operates in the Financial Services sector and Banks - Regional industry.
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How do i buy shares of Financial Institutions?
Shares of Financial Institutions can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
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Who are Financial Institutions's key executives?
Financial Institutions's management team includes the following people:
- Mr. Martin K. Birmingham Pres, Chief Executive Officer & Director(age: 59, pay: $980,690)
- Mr. Justin K. Bigham Executive Vice President & Chief Community Banking Officer(age: 51, pay: $500,160)
- Mr. Craig J. Burton Senior Vice President, Commercial Real Estate Executive & Finger Lakes/Southern Tier NY Regional Pres(age: 67, pay: $418,180)
- Mr. Sean M. Willett Executive Vice President & Chief Admin. Officer(age: 53, pay: $368,100)
- Mr. Joseph L. Dugan Senior Vice President and Chief Experience & Go to Market Officer of Five Star Bank(age: 63, pay: $362,250)
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How many employees does Financial Institutions have?
As Jul 2024, Financial Institutions employs 624 workers.
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When Financial Institutions went public?
Financial Institutions, Inc. is publicly traded company for more then 26 years since IPO on 25 Jun 1999.
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What is Financial Institutions's official website?
The official website for Financial Institutions is fiiwarsaw.com.
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Where are Financial Institutions's headquarters?
Financial Institutions is headquartered at 220 Liberty Street, Warsaw, NY.
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How can i contact Financial Institutions?
Financial Institutions's mailing address is 220 Liberty Street, Warsaw, NY and company can be reached via phone at +58 57861100.
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What is Financial Institutions stock forecast & price target?
Based on 1 Wall Street analysts` predicted price targets for Financial Institutions in the last 12 months, the avarage price target is $33. The average price target represents a 27.70% change from the last price of $25.84.
Financial Institutions company profile:
Financial Institutions, Inc.
fiiwarsaw.comExchange:
NASDAQ
Full time employees:
624
Industry:
Banks - Regional
Sector:
Financial Services
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company also provides personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services comprising life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. The company operates a network of 48 banking offices in Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Schuyler, Steuben, Wayne, Wyoming, and Yates counties, New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
220 Liberty Street
Warsaw, NY 14569
Warsaw, NY 14569
CIK: 0000862831
ISIN: US3175854047
CUSIP: 317585404
