First Midwest Bancorp
Financial ratios & Valuation

Historical Multiples (2013 – 2021)

2013 2014 2015 2016 2017 2018 2019 2020 2021 TTM Median
Valuation Ratios
Price/Earnings ratio
16.3519.1817.3021.8024.7512.9012.5316.6211.6714.7819.76
Price/Sales ratio
3.303.373.244.043.883.083.332.493.103.923.96
Price/Book Value ratio
1.291.201.231.601.300.991.050.660.841.071.19
Price/Cash Flow ratio
9.7210.818.9516.6310.388.0411.0213.28N/A11.2213.50
Price/Free Cash Flow ratio
10.6012.219.6419.7411.149.0412.1014.49N/A11.6215.44
Price/Earnings Growth ratio
0.03-1.140.902.31-1.510.220.61-0.340.140.210.39
Dividend Yield
0.57%1.69%1.90%1.45%1.52%2.17%2.25%4.04%N/AN/A1.84%
Profitability Indicator Ratios
Gross Profit Margin
N/A100%100%100%100%100%100%100%100%N/A100%
Operating Profit Margin
N/A31.32%32.89%33.55%36.00%39.76%50.06%28.68%41.21%N/A37.88%
Pretax Profit Margin
32.63%25.48%27.33%27.80%29.98%29.80%35.39%18.73%36.09%36.09%28.89%
Net Profit Margin
20.21%17.57%18.72%18.53%15.69%23.87%26.58%14.97%26.56%26.56%17.11%
Effective Tax Rate
38.05%31.02%31.50%33.33%47.65%19.88%24.89%20.06%26.40%26.40%37.02%
Return on Assets
0.96%0.73%0.84%0.80%0.69%1.01%1.11%0.51%0.91%0.91%0.75%
Return On Equity
7.91%6.29%7.15%7.34%5.27%7.68%8.42%4.01%7.27%7.37%6.31%
Return on Capital Employed
N/A1.32%1.50%1.49%1.63%1.72%2.14%1.00%1.44%N/A1.67%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
N/A65.8264.8234.2545.3447.8241.4046.7355.05N/A46.58
Cash ratio
N/A5.143.110.991.391.120.893.146.68N/A1.26
Days of Sales Outstanding
167.62176.73145.36203.86128.96135.64212.57269.96226.94226.94166.41
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.870.020.020.080.050.060.090.070.070.870.06
Debt Equity Ratio
7.240.180.180.750.420.480.680.600.556.940.58
Long-term Debt to Capitalization
0.230.150.150.420.290.320.400.370.350.350.36
Total Debt to Capitalization
0.230.150.150.420.290.320.400.370.35N/A0.31
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
0.430.610.750.120.290.250.130.08N/AN/A0.27
Company Equity Multiplier
8.248.588.499.087.547.547.527.747.947.947.74
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.340.310.360.240.370.380.300.18N/A0.340.37
Free Cash Flow / Operating Cash Flow Ratio
0.910.880.920.840.930.890.910.91N/A0.960.88
Cash Flow Coverage Ratio
0.430.610.750.120.290.250.130.08N/AN/A0.27
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
9.46%32.56%32.94%31.61%37.73%28.05%28.30%67.27%N/AN/A32.89%