First Community Financial
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
10.6511.6112.2316.4915.3317.5415.1010.9511.8738.1134.1015.33
Price/Sales ratio
2.662.302.352.902.922.652.612.312.292.421.422.65
Price/Book Value ratio
1.081.091.091.311.391.231.100.981.671.131.011.23
Price/Cash Flow ratio
8.678.609.9510.4210.9513.5112.188.739.1318.94N/A13.51
Price/Free Cash Flow ratio
9.659.1526.2311.0913.1316.5913.749.069.5724.35N/A16.59
Price/Earnings Growth ratio
N/A-4.17-5.71-2.260.84-1.091.050.4010.86-0.494.170.84
Dividend Yield
3.75%3.57%3.49%2.90%2.95%3.12%3.21%3.99%3.63%3.96%2.21%3.12%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%169.45%100%100%
Operating Profit Margin
32.45%25.57%25.13%26.46%22.91%17.59%20.50%24.99%23.47%18.73%5.19%17.59%
Pretax Profit Margin
30.10%23.67%23.26%25.17%21.88%17.11%19.52%23.89%22.04%5.00%3.29%17.11%
Net Profit Margin
25.00%19.84%19.23%17.63%19.08%15.15%17.33%21.09%19.31%6.37%4.18%15.15%
Effective Tax Rate
16.93%16.17%17.34%29.94%12.80%11.45%11.20%11.72%12.35%-27.28%-27.28%11.45%
Return on Assets
0.89%0.84%0.80%0.71%0.82%0.65%0.66%0.73%0.74%0.16%0.16%0.65%
Return On Equity
10.14%9.41%8.97%7.99%9.11%7.06%7.28%9.03%14.10%2.97%3.12%7.06%
Return on Capital Employed
1.16%1.10%1.66%1.75%1.68%1.35%1.51%1.47%1.49%1.15%0.48%1.35%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.03N/A
Quick Ratio
N/A1.330.050.060.050.080.100.100.080.060.030.08
Cash ratio
N/A1.270.040.060.040.070.100.080.080.030.030.07
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.030.100.080.10N/AN/A0.080.06N/A0.140.14N/A
Debt Equity Ratio
0.371.200.991.17N/AN/A0.950.81N/A2.532.53N/A
Long-term Debt to Capitalization
0.270.500.480.50N/AN/A0.250.19N/A0.150.15N/A
Total Debt to Capitalization
0.270.540.490.54N/AN/A0.480.44N/A0.710.71N/A
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.70N/A
Cash Flow to Debt Ratio
0.320.100.110.10N/AN/A0.090.13N/A0.02N/AN/A
Company Equity Multiplier
11.3211.1711.0911.2411.0110.7710.9012.2119.0417.5517.5511.01
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.300.260.230.270.260.190.210.260.250.12N/A0.19
Free Cash Flow / Operating Cash Flow Ratio
0.890.930.370.940.830.810.880.960.950.77N/A0.81
Cash Flow Coverage Ratio
0.320.100.110.10N/AN/A0.090.13N/A0.02N/AN/A
Short Term Coverage Ratio
N/A0.711.740.83N/AN/A0.140.20N/A0.02N/AN/A
Dividend Payout Ratio
40%41.46%42.73%47.92%45.37%54.76%48.61%43.77%43.18%151.12%N/A54.76%