Greene County Bancorp
Financial ratios & Valuation

Historical Multiples (2015 – 2024)

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM Median
Valuation Ratios
Price/Earnings ratio
16.7115.3620.6520.0314.2110.159.9913.7816.4822.2419.3414.21
Price/Sales ratio
4.144.276.276.805.143.553.815.496.918.595.093.55
Price/Book Value ratio
1.791.852.763.002.211.471.602.442.762.672.191.47
Price/Cash Flow ratio
9.3810.1416.4413.9611.497.118.6210.9018.0522.1222.8311.49
Price/Free Cash Flow ratio
9.9710.3616.5314.1811.817.429.0311.2419.0923.5424.2111.81
Price/Earnings Growth ratio
1.620.660.840.690.711.290.350.801.69-1.115.310.71
Dividend Yield
1.49%1.34%0.83%0.52%0.81%1.17%1.01%0.68%0.43%0.58%1.21%0.81%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%95.34%100%
Operating Profit Margin
40.71%44.19%48.91%53.11%56.52%40.67%43.96%54.66%48.83%N/A21.46%40.67%
Pretax Profit Margin
32.77%36.17%40.55%43.64%43.47%40.67%43.96%46.91%48.83%41.82%27.95%40.67%
Net Profit Margin
24.78%27.84%30.39%33.98%36.15%35.01%38.11%39.89%41.96%38.62%26.33%35.01%
Effective Tax Rate
24.38%23.01%25.06%22.13%16.84%13.92%13.30%14.94%14.07%7.64%5.79%13.92%
Return on Assets
0.97%1.03%1.13%1.25%1.37%1.11%1.08%1.08%1.14%0.87%0.85%1.11%
Return On Equity
10.74%12.06%13.39%14.97%15.55%14.53%16.00%17.74%16.79%12.02%12.02%14.53%
Return on Capital Employed
1.64%1.68%1.84%6.34%2.16%1.31%1.25%1.56%6.27%N/A0.71%1.31%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/A2.26411.90N/AN/AN/A29.93N/A
Quick Ratio
23.935.5119.880.2324.9118.57238.394.620.33N/A29.9324.91
Cash ratio
0.730.692.660.034.052.4951.440.590.09N/A0.392.49
Days of Sales Outstanding
5.61KN/AN/AN/AN/AN/AN/AN/AN/A81.225.85KN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A5.85KN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A5.85KN/A
Debt Ratios
Debt Ratio
0.050.050.030.010.010.000.010.060.010.070.040.01
Debt Equity Ratio
0.620.620.350.180.120.050.151.090.270.960.650.12
Long-term Debt to Capitalization
0.210.210.210.150.100.050.110.230.210.280.260.10
Total Debt to Capitalization
0.380.380.260.150.100.050.130.520.210.490.390.10
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A0.00N/AN/AN/A0.35N/A
Cash Flow to Debt Ratio
0.300.290.471.131.593.511.220.200.560.120.143.51
Company Equity Multiplier
11.0311.6911.7611.9711.2913.0114.7016.3014.7213.7113.2911.29
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.440.420.380.480.440.490.440.500.380.380.220.49
Free Cash Flow / Operating Cash Flow Ratio
0.940.970.990.980.970.950.950.970.940.930.940.95
Cash Flow Coverage Ratio
0.300.290.471.131.593.511.220.200.560.120.143.51
Short Term Coverage Ratio
0.550.522.03N/AN/AN/A9.250.28N/A0.210.33N/A
Dividend Payout Ratio
25.01%20.68%17.16%10.59%11.65%11.95%10.14%9.41%7.11%13.08%13.88%11.65%