Groupon, Inc.
SYSTEM FOR REMOTE DUAL-SECURITY INSTRUMENT TRANSFER USING ENCRYPTED VERIFICATION DATA AND LOCATION-BASED AUTHENTICATION

Abstract:

Provided herein are systems, methods, and apparatuses related to instrument transfer facilitated by a dual-security process between at least three interacting devices. The system may include one or more servers configured to provide an instrument to a first computing device and to receive and process a request from a second, remote device verify whether the remote device is authorized to access data associated with the instrument. The system may authenticate the remote device using a two-step process including decrypting a set of encrypted verification data and authenticating the remote device via location.