Hanmi Financial
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
10.85
Price/Sales ratio
2.78
Earnings per Share (EPS)
$2.19

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
13.8914.0019.7017.8010.8618.748.137.297.397.3311.0910.86
Price/Sales ratio
4.613.855.764.633.053.021.533.052.752.351.873.02
Price/Book Value ratio
1.521.522.091.731.131.090.591.111.170.830.951.09
Price/Cash Flow ratio
27.1411.7220.4712.188.2010.455.707.675.095.4415.518.20
Price/Free Cash Flow ratio
28.4211.9420.7412.318.6210.736.157.905.155.5716.398.62
Price/Earnings Growth ratio
0.561.834.75-5.221.67-0.450.260.052.16-0.34-1.64-0.45
Dividend Yield
0.96%1.39%2.30%2.65%4.91%4.84%4.64%2.29%3.81%5.19%4.27%4.84%
Profitability Indicator Ratios
Gross Profit Margin
95.72%94.47%94.31%94.83%94.52%91.94%95.52%95.93%100%95.48%96.36%94.52%
Operating Profit Margin
2.39%2.32%3.31%2.97%66.82%23.27%26.56%57.52%59.53%6.16%39.03%23.27%
Pretax Profit Margin
48.42%47.00%46.24%45.32%40.85%23.27%26.56%57.52%51.76%45.98%24.15%23.27%
Net Profit Margin
33.19%27.50%29.22%26.00%28.15%16.11%18.83%41.89%37.29%32.12%16.80%16.11%
Effective Tax Rate
30.83%41.49%36.80%42.63%31.08%30.75%29.07%27.17%27.94%30.14%30.43%30.75%
Return on Assets
1.17%1.27%1.20%1.04%1.05%0.59%0.68%1.43%1.37%1.05%0.81%0.59%
Return On Equity
10.97%10.89%10.63%9.71%10.47%5.82%7.31%15.33%15.90%11.40%8.86%5.82%
Return on Capital Employed
0.08%0.10%0.13%0.12%2.50%0.85%0.96%1.97%2.19%0.33%1.96%0.85%
Liquidity Ratios
Current Ratio
0.020.050.040.020.020.020.60N/AN/AN/A6.590.02
Quick Ratio
930.111.11K1.72K927.14463.82123.52446.942.31K287.840.716.59123.52
Cash ratio
45.8851.7357.3528.9713.6510.8485.85524.5145.220.101.0810.84
Days of Sales Outstanding
58.3627.1923.9832.2838.43889.28716.35773.67823.49918.64534.7738.43
Days of Inventory outstanding
-3.99K-1.75K-9.61K-11.07K-12.66K-2.97K-16.55K-25.37KN/AN/AN/A-12.66K
Operating Cycle
-3.93K-1.73K-9.59K-11.04K-12.62K-2.08K-15.83K-24.60KN/A918.64534.77-12.62K
Days of Payables Outstanding
196.38107.3185.23178.30368.98249.69166.2244.25N/A1.27K1.40K368.98
Cash Conversion Cycle
-4.13K-1.83K-9.67K-11.22K-12.99K-2.33K-16.00K-24.64KN/A-356.05-872.92-12.99K
Debt Ratios
Debt Ratio
0.030.040.070.050.030.030.040.050.020.060.050.03
Debt Equity Ratio
0.370.380.620.470.310.360.460.540.280.640.580.31
Long-term Debt to Capitalization
0.270.270.030.170.170.250.310.310.210.220.220.17
Total Debt to Capitalization
0.270.270.380.320.230.270.310.350.210.390.360.23
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A0.22N/AN/AN/A0.95N/A
Cash Flow to Debt Ratio
0.150.340.160.290.440.280.220.260.820.230.100.28
Company Equity Multiplier
9.348.578.859.269.959.8310.7410.6511.5710.7810.469.95
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.160.320.280.370.370.280.260.390.540.430.120.28
Free Cash Flow / Operating Cash Flow Ratio
0.950.980.980.980.950.970.920.970.980.970.950.95
Cash Flow Coverage Ratio
0.150.340.160.290.440.280.220.260.820.230.100.28
Short Term Coverage Ratio
N/AN/A0.170.531.393.91N/A1.87N/A0.430.213.91
Dividend Payout Ratio
13.45%19.59%45.42%47.22%53.43%90.81%37.82%16.73%28.24%38.14%48.19%90.81%