Huntington Bancshares Incorporated
METHODS AND SYSTEMS FOR CUSTOMIZING EMERGENCY FUND BUILD UP

Abstract:

Methods for customizing an emergency fund account are provided. In one aspect, the method includes monitoring income sources and spending patterns associated with a client account. The method includes processing the monitored income sources and spending patterns to determine an initial fund goal for an emergency fund account associated with the client account The method includes transmitting, to a device associated with the client account, goal options comprising a first option to accept the initial fund goal and a second option to establish a custom fund goal. The method includes creating the emergency fund account based on a selection of one of the goal options. The method includes transmitting, to the device, a selection of deposit options for depositing funds into the emergency fund account based on the selection of one of the goal options. Systems and machine readable media are also provided.