The Home Depot, Inc.
POST PAYMENT PROCESSING TOKENIZATION IN MERCHANT PAYMENT PROCESSING
Last updated:
Abstract:
Systems and methods for payment processing include receiving, by a payment terminal, a personal account number to complete a payment. The personal account number is encrypted by the payment terminal. The encrypted personal account number is sent from the payment terminal to a merchant server via a network. The encrypted personal account number is sent from the merchant server to a tokenization service provider server for tokenization and validation via a payment processor. The merchant server receives an indication of whether the transaction was successful and a token from the tokenization service provider server.
Status:
Application
Type:
Utility
Filling date:
17 Jul 2020
Issue date:
20 Jan 2022