Horace Mann Educators Corporation
Q3 2021 Earnings Call Transcript

Published:

  • Disclaimer*:
    This transcript is designed to be used alongside the freely available audio recording on this page. Timestamps within the transcript are designed to help you navigate the audio should the corresponding text be unclear. The machine-assisted output provided is partly edited and is designed as a guide.
  • Operator:
    00
  • Heather Wietzel:
    00
  • Marita Zuraitis:
    02
  • Bret Conklin:
    14
  • Heather Wietzel:
    27
  • Operator:
    27
  • Meyer Shields:
    Thanks, and good morning. One thing that we're trying to get our arms around is just the regulatory friction in terms of getting auto rate increases approved. I was hoping you could sort of just give us your expectations and your experience so far?
  • Bret Conklin:
    28
  • Mark Desrochers:
    28
  • Meyer Shields:
    29
  • Mark Desrochers:
    29
  • Meyer Shields:
    30
  • Mark Desrochers:
    30
  • Meyer Shields:
    30
  • Mark Desrochers:
    30
  • Bret Conklin:
    31
  • Mark Desrochers:
    32
  • Meyer Shields:
    32
  • Operator:
    32
  • Matt Carletti:
    32
  • Marita Zuraitis:
    33
  • Matt Carletti:
    37
  • Marita Zuraitis:
    37
  • Matt Carletti:
    41
  • Operator:
    41
  • John Barnidge:
    41
  • Marita Zuraitis:
    41
  • Bret Conklin:
    42
  • John Barnidge:
    43
  • Mark Desrochers:
    43
  • Bret Conklin:
    43
  • John Barnidge:
    43
  • Bret Conklin:
    43
  • Marita Zuraitis:
    44
  • John Barnidge:
    45
  • Marita Zuraitis:
    45
  • Operator:
    45
  • Gary Ransom:
    45
  • Marita Zuraitis:
    46
  • Gary Ransom:
    48
  • Marita Zuraitis:
    48
  • Gary Ransom:
    50
  • Mark Desrochers:
    50
  • Gary Ransom:
    51
  • Marita Zuraitis:
    51
  • Mark Desrochers:
    52
  • Marita Zuraitis:
    55
  • Gary Ransom:
    56
  • Marita Zuraitis:
    56
  • Operator:
    56
  • Greg Peters:
    56
  • Bret Conklin:
    56
  • Marita Zuraitis:
    57
  • Greg Peters:
    58
  • Marita Zuraitis:
    58
  • Operator:
    58
  • Heather Wietzel:
    58
  • Operator:
    59

Other Horace Mann Educators Corporation earnings call transcripts: