Honat Bancorp
Financial ratios & Valuation

Historical Multiples (2017 – 2023)

2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
24.6916.7418.5117.9116.9713.1713.1914.4017.44
Price/Sales ratio
5.835.134.814.665.094.184.343.564.87
Price/Book Value ratio
1.591.451.561.491.551.521.361.341.52
Price/Cash Flow ratio
16.8012.0520.4923.5316.7811.409.24N/A20.16
Price/Free Cash Flow ratio
17.1812.3022.8787.7616.9211.649.65N/A52.34
Price/Earnings Growth ratio
N/A0.394.173.780.960.64-7.04-12.532.37
Dividend Yield
1.52%1.70%1.57%1.61%1.61%2.09%2.23%2.29%1.59%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%123.91%108.92%100%
Operating Profit Margin
37.51%35.86%30.61%32.45%39.68%33.80%52.67%50.71%31.53%
Pretax Profit Margin
37.51%35.86%29.83%31.09%35.81%38.38%39.86%29.94%33.45%
Net Profit Margin
23.61%30.69%25.97%26.01%30.01%31.78%32.92%24.72%28.01%
Effective Tax Rate
37.06%14.42%12.92%16.33%16.17%17.19%17.40%17.43%14.63%
Return on Assets
0.96%1.31%1.27%1.15%1.15%1.42%1.33%1.22%1.18%
Return On Equity
6.46%8.67%8.46%8.33%9.15%11.57%10.30%9.67%8.39%
Return on Capital Employed
1.53%1.57%2.66%2.91%3.31%3.17%4.21%3.50%2.78%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/A0.12N/A
Quick Ratio
207.987.500.110.190.380.040.070.120.29
Cash ratio
26.350.920.100.170.370.030.070.120.27
Days of Sales Outstanding
32.1028.03N/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
N/A0.02N/AN/AN/A0.010.00N/AN/A
Debt Equity Ratio
N/A0.15N/AN/AN/A0.140.00N/AN/A
Long-term Debt to Capitalization
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Total Debt to Capitalization
N/A0.13N/AN/AN/A0.120.00N/AN/A
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
N/A0.78N/AN/AN/A0.94145.84N/AN/A
Company Equity Multiplier
6.716.606.627.217.928.117.717.656.92
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.340.420.230.190.300.360.47N/A0.25
Free Cash Flow / Operating Cash Flow Ratio
0.970.980.890.260.990.970.95N/A0.62
Cash Flow Coverage Ratio
N/A0.78N/AN/AN/A0.94145.84N/AN/A
Short Term Coverage Ratio
N/A0.78N/AN/AN/A0.94145.84N/AN/A
Dividend Payout Ratio
37.70%28.52%29.10%28.98%27.39%27.58%29.54%N/A28.18%