Hawthorn Bancshares
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
11.859.9613.6935.4011.839.939.947.627.12181.2131.8011.83
Price/Sales ratio
2.011.712.172.502.332.772.092.282.033.282.232.77
Price/Book Value ratio
1.120.981.091.321.271.391.081.151.161.271.341.27
Price/Cash Flow ratio
6.696.427.379.687.778.387.055.607.299.836.838.38
Price/Free Cash Flow ratio
7.436.878.1310.779.079.457.755.718.3411.167.779.45
Price/Earnings Growth ratio
0.151.33-0.92-0.660.050.19-0.940.12-1.06-1.9031.800.05
Dividend Yield
1.12%1.23%1.09%1.21%1.57%1.67%2.13%2.10%2.86%2.68%2.61%1.57%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%93.57%100%100%100%100%166.61%99.98%93.57%
Operating Profit Margin
37.11%36.41%36.32%40.05%47.18%34.59%25.71%37.58%45.98%27.10%36.72%34.59%
Pretax Profit Margin
25.93%26.39%24.00%23.45%22.84%34.59%25.71%37.58%34.49%0.81%7.90%34.59%
Net Profit Margin
16.97%17.22%15.84%7.07%19.77%27.95%21.02%29.99%28.53%1.81%7.01%27.95%
Effective Tax Rate
34.55%34.75%33.99%69.83%13.47%19.17%18.21%20.19%17.29%-121.29%11.22%19.17%
Return on Assets
0.65%0.71%0.56%0.23%0.72%1.07%0.82%1.22%1.07%0.05%0.34%1.07%
Return On Equity
9.5%9.85%8.00%3.73%10.77%14.00%10.94%15.11%16.28%0.70%2.93%14.00%
Return on Capital Employed
1.43%1.51%1.29%1.35%1.72%1.33%1.00%1.54%1.73%1.81%1.79%1.72%
Liquidity Ratios
Current Ratio
0.020.010.020.010.010.010.09N/AN/AN/A126.890.01
Quick Ratio
2.48K2.40K2.05K2.08K1.17K284.55528.011.85K497.500.08126.89284.55
Cash ratio
59.9553.6251.3848.3434.7129.4334.1879.7196.040.0830.8929.43
Days of Sales Outstanding
38.9735.4841.1642.5741.5041.0435.6532.1839.91N/A34.1441.04
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/A41.50N/AN/AN/AN/AN/A34.14N/A
Days of Payables Outstanding
N/AN/AN/AN/A108.43N/AN/AN/AN/A-18.3940.03K108.43
Cash Conversion Cycle
N/AN/AN/AN/A-66.92N/AN/AN/AN/A18.39-40.00KN/A
Debt Ratios
Debt Ratio
0.070.080.110.110.090.090.090.060.070.080.080.09
Debt Equity Ratio
1.141.131.561.871.451.271.190.851.151.140.991.27
Long-term Debt to Capitalization
0.530.530.610.650.590.550.540.460.530.530.490.55
Total Debt to Capitalization
0.530.530.610.650.590.550.540.460.530.530.490.55
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A1.79N/AN/AN/A0.91N/A
Cash Flow to Debt Ratio
0.140.130.090.070.110.130.120.240.130.110.190.11
Company Equity Multiplier
14.5113.7514.1415.6414.9012.9713.2712.2915.0913.7812.3512.97
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.300.260.290.250.300.330.290.400.270.330.320.30
Free Cash Flow / Operating Cash Flow Ratio
0.900.930.900.890.850.880.900.980.870.880.870.85
Cash Flow Coverage Ratio
0.140.130.090.070.110.130.120.240.130.110.190.11
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
13.28%12.30%15.06%43.17%18.60%16.65%21.19%16.05%20.43%486.29%79.10%18.60%