Hancock Whitney
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
12.0112.20
Price/Sales ratio
3.493.56
Earnings per Share (EPS)
$5.04$4.96

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
14.3115.0022.4719.449.1311.59-65.169.377.9410.6512.149.13
Price/Sales ratio
2.812.273.663.942.603.132.323.343.013.163.012.60
Price/Book Value ratio
1.010.811.231.450.951.090.851.181.241.101.130.95
Price/Cash Flow ratio
7.138.499.8410.196.5810.788.287.414.948.458.966.58
Price/Free Cash Flow ratio
7.579.4610.4310.727.4212.279.277.725.128.909.087.42
Price/Earnings Growth ratio
1.62-0.681.600.580.17-6.270.57-0.000.53-0.420.430.17
Dividend Yield
3.19%3.90%2.28%1.98%3.00%2.49%3.24%2.20%2.26%2.50%2.73%2.73%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%97.82%100%100%100%100%100%88.81%100%
Operating Profit Margin
34.71%29.14%31.48%41.86%49.51%32.42%-9.84%43.77%56.30%45.74%47.38%47.38%
Pretax Profit Margin
27.06%19.55%20.41%29.02%33.69%32.42%-9.84%43.77%47.71%37.09%31.04%32.42%
Net Profit Margin
19.63%15.14%16.30%20.29%28.55%27.03%-3.56%35.69%37.93%29.71%24.88%27.03%
Effective Tax Rate
27.44%22.56%20.12%30.08%15.26%16.64%63.78%18.45%20.49%19.89%19.84%15.26%
Return on Assets
0.84%0.57%0.62%0.78%1.14%1.06%-0.13%1.26%1.48%1.10%1.10%1.06%
Return On Equity
7.10%5.44%5.48%7.47%10.50%9.44%-1.31%12.62%15.67%10.32%9.88%9.44%
Return on Capital Employed
1.58%1.18%1.26%1.73%2.10%1.40%-0.39%1.62%2.33%2.59%2.13%2.10%
Liquidity Ratios
Current Ratio
0.090.100.130.120.110.170.00N/AN/AN/A11.400.11
Quick Ratio
13.6412.0714.4811.8413.310.533.247.594.090.5611.4011.40
Cash ratio
1.000.600.360.270.300.191.112.530.470.092.580.30
Days of Sales Outstanding
43.9635.2832.7228.2327.9027.73N/AN/AN/A59.3834.5427.90
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/A27.90N/AN/AN/AN/AN/A34.5427.90
Days of Payables Outstanding
N/AN/AN/AN/A181.61N/AN/AN/AN/AN/A56.10N/A
Cash Conversion Cycle
N/AN/AN/AN/A-153.71N/AN/AN/AN/AN/A-21.56-153.71
Debt Ratios
Debt Ratio
0.070.080.060.070.060.090.060.050.060.030.020.09
Debt Equity Ratio
0.610.790.610.690.580.850.590.520.630.360.170.85
Long-term Debt to Capitalization
0.130.160.130.090.060.060.090.060.060.050.050.06
Total Debt to Capitalization
0.380.440.370.410.370.450.370.340.380.260.140.45
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A-1.08N/AN/AN/A1.54N/A
Cash Flow to Debt Ratio
0.230.120.200.200.240.110.170.300.390.350.710.24
Company Equity Multiplier
8.399.468.819.479.168.829.789.9510.529.358.448.82
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.390.260.370.380.390.290.280.450.600.370.330.29
Free Cash Flow / Operating Cash Flow Ratio
0.940.890.940.950.880.870.890.950.960.940.980.88
Cash Flow Coverage Ratio
0.230.120.200.200.240.110.170.300.390.350.710.24
Short Term Coverage Ratio
0.300.160.270.240.280.120.210.350.440.421.050.28
Dividend Payout Ratio
45.74%58.58%51.27%38.61%27.43%28.97%-211.63%20.70%18.02%26.66%31.41%27.43%